Depending on when your teen filed his or her college applications and FAFSA, college acceptance letters may start hitting your mailbox soon (if they haven't already). And usually right along with those come the follow-up letters that will likely have the biggest impact on the ultimate college … [Read more...] about College financial aid packages: What parents need to know
Summer Hull has taken her family to Hawaii, Walt Disney World, Paris, the Maldives and around the United States to visit relatives – all on airline and hotel rewards points. "We literally have gone around the world," she says. "Our baby's not even 1 year, and she's been on a dozen miles and … [Read more...] about How to pay for your next vacation with rewards points and miles
When you start paying attention to your finances, one of the first things you'll want to do is start an emergency fund. The idea behind the emergency fund — which should eventually be enough to pay for three to six months of living expenses — is that you should be able to use it for an unexpected … [Read more...] about Where should you keep your emergency fund?
If you’re like most people, you take care of most of your finances online these days. While you might have once been hesitant about online banking or typing in your credit card number to buy that sleek new laptop, now, you’ve probably come around to thinking nothing of depositing checks using your … [Read more...] about The ultimate guide to protecting yourself from identity theft and financial fraud
Your first day at a new job is a whirlwind experience. Between meeting new colleagues, learning your way around, and the unavoidable lengthy training from HR, you have a lot to keep you busy. But somewhere buried in that big packet of benefits is information on your new 401(k) plan. Making the right … [Read more...] about Choosing the best 401(k) investments
It doesn’t seem like long ago that spending thousands of dollars on a DVDs and CD collection made a lot of sense. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of watching your favorite movies … [Read more...] about How to profit from your old CD and DVD collections
I hadn’t planned to get a new dog after my beloved Daphne died just short of her 15th birthday. However, I developed a bad habit of scrolling through the adorable faces of dogs up for adoption at my local Humane Society. As soon as I spotted Matilda and her huge ears, I had to jump in the car and … [Read more...] about 6 ways to cut the cost of pet care
IFTTT is a web and smartphone app that is all about automating small tasks to save you time in your day-to-day life. IFTTT stands for “If This Then That,” and works just like it sounds. By creating a trigger and a follow-up action with one of the 367 supported services, you can automate everything … [Read more...] about Automate your digital life with IFTTT
I recently saw an interview with the Acting Director of the Social Security Administration (SSA) discussing retirement preparedness in the US. The statistics she gave were startling: For 61 percent of elderly beneficiaries, Social Security provides the majority (more than 50 percent) of their … [Read more...] about How much will I get from Social Security?
Whether you're a twenty-something who has just gotten your first job or you've been out in the world of work for decades, here is how to start investing. First of all, good for you! The earlier you start saving, no matter how much it is, the more money you will have later. And if you're … [Read more...] about How to get started investing
It's a new year, and that means it's time to get your financial house in order. No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will boost your bottom line going forward. But before you can make a plan to save … [Read more...] about 14 ways to cut expenses this year
With the new year comes the desire to do better. Any time is a good time to improve our financial practices, and the sooner you start, the better results you'll get. If you're spending too much and saving too little, or if you don't even know where your money is going, this is a good time to … [Read more...] about 10 ways to get your financial life in order