If you’re like most people, you take care of most of your finances online these days. While you might have once been hesitant about online banking or typing in your credit card number to buy that sleek new laptop, now, you’ve probably come around to thinking nothing of depositing checks using your … [Read more...] about The ultimate guide to protecting yourself from identity theft and financial fraud
Money
How to buy a house with 5% (or less) down payment
One hurdle many would-be home buyers face – or think they face — is the need to come up with a big chunk of cash to make a 20% down payment. The good news is that you don’t have to have 20% down, even in today’s tight credit environment, to buy a house. Buyers with good jobs and decent credit can … [Read more...] about How to buy a house with 5% (or less) down payment
Choosing the best 401(k) investments
Your first day at a new job is a whirlwind experience. Between meeting new colleagues, learning your way around, and the unavoidable lengthy training from HR, you have a lot to keep you busy. But somewhere buried in that big packet of benefits is information on your new 401(k) plan. Making the right … [Read more...] about Choosing the best 401(k) investments
How to profit from your old CD and DVD collections
It doesn’t seem like long ago that spending thousands of dollars on a DVDs and CD collection made a lot of sense. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of watching your favorite movies … [Read more...] about How to profit from your old CD and DVD collections
6 ways to cut the cost of pet care
I hadn’t planned to get a new dog after my beloved Daphne died just short of her 15th birthday. However, I developed a bad habit of scrolling through the adorable faces of dogs up for adoption at my local Humane Society. As soon as I spotted Matilda and her huge ears, I had to jump in the car and … [Read more...] about 6 ways to cut the cost of pet care
Want to get rich? This is the secret
Many experts will tell you that to get rich, you should live below your means. That is, spend less money than you earn. Sounds simple enough. But this advice holds true, whether your income is $25,000, $50,000, $100,000, or $1 million a year. Of course, it is easier to live below your means if … [Read more...] about Want to get rich? This is the secret
Automate your digital life with IFTTT
IFTTT is a web and smartphone app that is all about automating small tasks to save you time in your day-to-day life. IFTTT stands for “If This Then That,” and works just like it sounds. By creating a trigger and a follow-up action with one of the 367 supported services, you can automate everything … [Read more...] about Automate your digital life with IFTTT
How much will I get from Social Security?
I recently saw an interview with the Acting Director of the Social Security Administration (SSA) discussing retirement preparedness in the US. The statistics she gave were startling: For 61 percent of elderly beneficiaries, Social Security provides the majority (more than 50 percent) of their … [Read more...] about How much will I get from Social Security?
How to get started investing
Whether you're a twenty-something who has just gotten your first job or you've been out in the world of work for decades, here is how to start investing. First of all, good for you! The earlier you start saving, no matter how much it is, the more money you will have later. And if you're … [Read more...] about How to get started investing
The Ultimate Guide to Saving Money by Cutting Cable
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When was the last time you looked at your cable or satellite TV bill? When I looked at my bill a few years back, I was disgusted to be paying $70 each month to sit on the couch and zone out. I cut the cord in January 2011, nearly five years ago, and have since saved well over $4,000 that would … [Read more...] about The Ultimate Guide to Saving Money by Cutting Cable
14 ways to cut expenses this year
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It's a new year, and that means it's time to get your financial house in order. No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will boost your bottom line going forward. But before you can make a plan to save … [Read more...] about 14 ways to cut expenses this year
10 ways to get your financial life in order
With the new year comes the desire to do better. Any time is a good time to improve our financial practices, and the sooner you start, the better results you'll get. If you're spending too much and saving too little, or if you don't even know where your money is going, this is a good time to … [Read more...] about 10 ways to get your financial life in order
