Many consumers have a mixed relationship with credit cards. On one hand, they can lead to cash back, travel rewards, and an ability to buy something now and pay later. But when used irresponsibly, credit cards can lead to massive debt and expensive interest payments. If you typically use cash or … [Read more...] about Credit cards: everything you always wanted to know but were afraid to ask
Buying a car is often a stressful and confusing process, with salesman pressuring for the sale while you try to juggle sticker prices and discounts and upgrades in your head. Smartphones helped alleviate some of the stress of a visit to the car lot, as you can now quickly search and compare … [Read more...] about Is it time to buy a car online?
Heading off to college? Congratulations. You’ll be surprised that much of the learning you’ll do over the next four years has less to do with the classroom than with life. If you’re like many young adults, college is the first time you’ll keep your own schedule, plan your own meals, manage your … [Read more...] about 10 things college students should learn about money
Many people choose to be frugal for different reasons. Maybe they were raised to live a frugal life, so it’s second nature to them. Perhaps they are consciously frugal and are saving to pay cash for a house, or they have a child about to head off to college. Maybe they simply don’t see any other … [Read more...] about How frugal are you? 25 things frugal people do
We've all heard the sad stories: A senior citizen was fleeced out of his home by an unscrupulous caregiver. A home repair worker turns out to be a thief who takes all the jewelry. A call announcing you've won a prize turns out to be a ploy to get you to empty your bank … [Read more...] about How to protect yourself (or your parents) from scams against seniors
Groceries for a family of four cost an average of $727 to $1,303 a month, not including takeout and restaurant meals, according to the U.S. Department of Agriculture. That’s a big chunk of change. But there are ways to spend less on food and still eat a healthy, nutritious diet. And you may … [Read more...] about How to save money on food without using coupons
Sluggish performance, increased errors, and the dreaded Blue Screen of Death are all indicators that your laptop is nearing its end of life, but how do you know when it is time to pull the plug and invest in something new? A new laptop can cost anywhere from a few hundred dollars to well over … [Read more...] about When is the right time to upgrade your laptop?
Saving money doesn't have to be painful. Sometimes it's just a matter of changing our perspective about what we really need and what we simply want. There are many rewards to living within our means, including developing the discipline needed to save for great life experiences and paying off debts … [Read more...] about 10 great money-savers for young families
I'm not much of a Target shopper. I recently started using Target Cartwheel and I find it an easy way to save money so I'm actually shopping there more when a good deal comes up. What is Target Cartwheel Target Cartwheel is a coupon app from Target. You can access the coupons, called "offers" … [Read more...] about How to Save Money with Target Cartwheel
The following is a guest post from Pauline of InvestmentZen.com. The best way to become a millionaire is to learn from people who are already there. After all, you are the average of the handful of people you surround yourself with. And as you can see from the list below, these 20 habits of … [Read more...] about 20 smart habits of millionaires you should adopt
It’s college graduation time. That means those of us who have been around the block a few times can’t resist sharing some of our sage advice with the young people who are preparing to start their professional lives. While every decision you make when you’re 21 or 22 won’t irrevocably change the … [Read more...] about 13 money tips for new college graduates
Phew.... That’s the collective exhale you hear as another Tax Day comes and goes. Maybe you file early and already have that refund in hand. Perhaps you wait until the last minute to dig out those dog-eared receipts, credit card statements, and 1099s and your return wings it’s way electronically to … [Read more...] about 8 resolutions to make before next Tax Day