When you're out to dinner with a group and it's time to split the tab, the odds keep getting better that someone is going to say "Let me Venmo you" instead of pulling out their wallet. But while settling a tab between friends is a quick, easy and sensible use of a payment app, there are times … [Read more...] about When mobile payment apps can cost you
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2 weeks left to get Affordable Care Act health insurance for 2021
Have you looked at getting health insurance under the Affordable Care Act in the past but decided it didn’t work for you? If so, it may be time to take another look at the health care program that’s also known as “Obamacare.” You have about two weeks to enroll and have insurance through … [Read more...] about 2 weeks left to get Affordable Care Act health insurance for 2021
DIY summer camp for kids
For many, summer camps have become as integral a part of childhood as school. They provide a safe place for the children of working parents, allow kids to explore new activities and retain and continue their learning, and so much more. If you do your homework and start looking early, it is … [Read more...] about DIY summer camp for kids
When cheap school supplies aren’t a good deal
Bargain shopping is always a good thing, but there is a difference between living on the cheap and buying cheap things. Living on the cheap means living well on less money, not living with poor quality things that don't perform. When you're buying school supplies and office supplies, it’s important … [Read more...] about When cheap school supplies aren’t a good deal
How to pick the best roadside assistance program
You can never predict whether you’re going to need roadside assistance for a flat tire, dead battery or other vehicle issue, but if you’re a member of a roadside assistance program, you’ll be covered when it happens. The difficult part is deciding which program best fits your family's needs. … [Read more...] about How to pick the best roadside assistance program
Conserve water, save money with a home garden xeriscape
Xeriscape is a landscaping idea that works to conserve water through the planting of an attractive, useful, water-efficient home garden. While often associated with desert climates, xeriscapes can save you money no matter where you live. The savings come from your water bill as well as the cost … [Read more...] about Conserve water, save money with a home garden xeriscape
Can Costco membership save you money?
Many people seem to have a love-it-or-hate-it attitude toward warehouse stores, but I am a proud card-carrying Costco member because it does save me money. Here's how I save money at Costco and avoid the (expensive) pitfall of overspending on bulk goods. With only two in our household, we … [Read more...] about Can Costco membership save you money?
Throw a memorable kids’ birthday party for less
The birthday dilemma: Parents want their children to have great childhood memories – but is it necessary to dish out the big bucks for an expensive kid’s birthday party? The short answer is no. When I did an impromptu poll with my kids, my daughter piped in right away that her … [Read more...] about Throw a memorable kids’ birthday party for less
15 ways to save money on vacation
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You’ve booked an affordable vacation, but what happens when you arrive at your destination and your brain enters vacation mode? Suddenly, you’ve forgotten your budget, and are jumping at all the you-only-live-once vacation purchases: restaurants, excursions, souvenirs and the like. You can still … [Read more...] about 15 ways to save money on vacation
How to leave college with less student loan debt
More than six in ten (62%) college seniors who graduated from public and private nonprofit colleges in 2019 had student loan debt and they owed an average of $28,950, according to an October 202o report by The Institute for College Access and Success. But smart planning can help you graduate … [Read more...] about How to leave college with less student loan debt
Great places to find free e-books and audiobooks
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E-books cost on average $7 each. That’s less than the cost of print books, but a two-book-per-week-habit can add up to around $60 per month. Ouch! We have a solution— FREE e-books. You may be pleasantly surprised at how many downloadable books are available for free, and we're not talking about … [Read more...] about Great places to find free e-books and audiobooks
Build a salad table to grow your greens
Do you love vegetables and salad, but can't plant a regular garden? A salad table might be the ideal solution for you. What is a salad table? A salad table is a portable, waist-high table just deep enough to grow salad greens, herbs and other shallow-rooted plants and vegetables. The … [Read more...] about Build a salad table to grow your greens
30-plus discounts teachers can use all year long
Teachers are rarely paid what they're worth. Recognizing that, many businesses offer discounts to educators year-round. Teachers can get a percentage off the regular price when they buy books and decorating supplies for their classroom, work clothes, even travel, since they can only vacation during … [Read more...] about 30-plus discounts teachers can use all year long
It’s never too late: Free tuition for seniors
One of my favorite public radio shows features an audience quiz, “Things You Should Have Learned in School Had You Been Paying Attention.” I love listening to the show, but that quiz stumps me every week. Truth be told, I didn’t pay much attention in school because I was eager to get on with … [Read more...] about It’s never too late: Free tuition for seniors
Healthy school lunches kids won’t toss in the trash
If your child regularly brings their lunch to school, you've faced the "what to pack" dilemma. You want to pack something nutritious, but you also need to be sure your kids will eat it. A thrown-out lunch does nothing for your child's health or your wallet; it's basically cash in the … [Read more...] about Healthy school lunches kids won’t toss in the trash
