Living On The Cheap - because it's about thriving not just surviving

Avoid holiday scams and frauds

Watch out for these scams over the holiday season.

Avoid phone scams, plus some apps that might help

Scammers are working hard to get hold of your personal information, or flat out steal your money. Here’s how to stop them.

How to use gift cards to save money

People love receiving gift cards for a special occasion. Think about using them on a regular basis to stay on budget with every day expenses.

12 ways to make extra cash for the holidays

Need to earn some extra holiday cash? Use these 9 ideas to help deposit more money into your account.

FSA vs. HSA: Which health-care tax savings is right for you?

One decision you face at health-care open enrollment is whether to sign up for a Flexible Spending Account or a Health Savings Account. We break down your choices.

Save money on auto insurance

With a little research, you can save money on auto insurance. Clear up the confusion and avoid paying extra for coverage you may not need.

Used car shopping? Do your homework and avoid problems.

If you are looking at a used car for yourself or a first car for your high-school or college student, do your research first. Here are a few tips to help you find the right vehicle:

Health Savings Accounts: the triple tax advantage

If you sign up for a high-deductible health insurance plan, you can set up a Health Savings Account. Here are some reasons you should consider that option.