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How to beat inflation and save on almost everything

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For the first time in decades, American shoppers are having to deal with inflation — the widespread, general rise in prices for goods and services. Since you're reading this post on a site called Living on the Cheap, you're probably looking for ways to stretch your dollars to cover some of that … [Read more...] about How to beat inflation and save on almost everything

8+ ways to get a cheap gym membership

Finding a gym that fits your wallet is easier than ever. Whether you're a seasoned gym rat or just starting out, plenty of budget-friendly options let you lift, run, and stretch for less. Ready to work out without working overtime to pay for it? Let’s dive in! How to find … [Read more...] about 8+ ways to get a cheap gym membership

12 hacks to slash your grocery bill

Think saving money at the supermarket is impossible? Think again! With rising prices, getting creative with your grocery trips has never been more rewarding. These easy and practical tips will show you how to stretch your dollars while still enjoying all your favorite foods. Ready to shop … [Read more...] about 12 hacks to slash your grocery bill

Get cash back on gas and other everyday purchases (yes – for real!)

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In an era of fluctuating fuel prices, saving money on gas is more important than ever for the budget-conscious driver. As fuel costs continue to impact household expenses, discovering effective strategies to reduce these costs can significantly ease financial strain. This article explores a simple … [Read more...] about Get cash back on gas and other everyday purchases (yes – for real!)

6 ways to save on air conditioning

As the temperature exceeds the triple digits this summer, our electric bills are spiraling upward with the heat index.Except for a hardy few, going without air conditioning is probably not a practical cost-cutting measure. Still, there are ways to save energy and cut your electric … [Read more...] about 6 ways to save on air conditioning

Do a no-spend challenge to see where you can save

If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about Do a no-spend challenge to see where you can save

4 phone calls that can lower your bills

Putting money back into your pocket every month by lowering your bills would be great, right? By making a few key phone calls and being a smart consumer, you can do just that. All you need to get the job done is some dedicated time to get the right person on the phone. Easier said than done, right? … [Read more...] about 4 phone calls that can lower your bills

Save money on gas with hypermiling techniques

Experienced drivers have all kinds of tricks for saving gas while they drive, so they can save money by not refueling as often. These run the gamut from keeping the trunk empty to turning off the engine instead of idling. If you have mastered those and want to try something more extreme to keep you … [Read more...] about Save money on gas with hypermiling techniques

How to save money on food without using coupons

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Groceries for a family of four with young children cost an average of about $1,000 a month in the summer of 2023, not including takeout and restaurant meals, according to the U.S. Department of Agriculture. That’s a big chunk of change.But there are ways to spend less on food and still eat a … [Read more...] about How to save money on food without using coupons

11 ways to save on prescription drugs

When my friend Mark developed whooping cough for the second time, he knew what to expect. A quick phone call to his doctor got Mark the antibiotics and cough syrup he needed.His only mistake? This go-round, Mark had the prescriptions called in to his nearest drugstore rather than heading to … [Read more...] about 11 ways to save on prescription drugs

How to profit from your old CD and DVD collections

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Before high-speed internet and digital music and movies, it wasn't rare for people to spend thousands of dollars on a DVD and CD collection. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of … [Read more...] about How to profit from your old CD and DVD collections

Credit cards to help you save money on gas

With today's gas prices, it’s even more important to manage your expenses. The rising cost of groceries is made worse by the rising cost of driving to the grocery store. And as road trip season approaches, vacationers are going to need to budget a lot more for filling up their gas … [Read more...] about Credit cards to help you save money on gas

How I slashed $25,000 in credit-card debt to zero

A few years ago, my long-term partner and I were living in his home country of Canada, and I put a lot of time and money into obtaining permanent residency. But relationships sometimes don’t move forward as planned. I returned to the U.S. with only a truck full of belongings, my dog and about … [Read more...] about How I slashed $25,000 in credit-card debt to zero

Smart habits of millionaires you should adopt

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The best way to become a self-made millionaire is to learn from people who are already there. And as you can see from the list below, these habits of self-made millionaires are pretty easy to follow in your daily life. Because becoming a millionaire isn’t about spending like you are rich; it's … [Read more...] about Smart habits of millionaires you should adopt

18 strategies for $10-a-day budget meal planning and grocery shopping

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The trend for extreme budget meal planning was popularized by Leanne Brown in her free online book Good and Cheap, developed primarily for those using SNAP (food stamp) benefits.At the time the book was written, the budget was $4 a day. When I heard about the project, I decided to try that … [Read more...] about 18 strategies for $10-a-day budget meal planning and grocery shopping

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