With the government shutdown going into another week, furloughed government employees are facing mounting household bills, from mortgage payments to utility bills. Living on the Cheap offers thrifty ways to stretch your budget dollars, but we also want to help you while you are waiting for a … [Read more...] about Payment assistance and help for furloughed government employees
Money
16 ways to cut expenses this year
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It's a new year, and that means it's time to get your financial house in order. No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will boost your bottom line going forward. But before you can make a plan to save … [Read more...] about 16 ways to cut expenses this year
Want to get rich? This is the secret
Many experts will tell you that to get rich, you should live below your means. That is, spend less money than you earn. Sounds simple enough. But this advice holds true, whether your income is $25,000, $50,000, $100,000, or $1 million a year. Of course, it is easier to live below your means if … [Read more...] about Want to get rich? This is the secret
38 ways to save money while dining out
We all have days when we don't feel like cooking, but dining out can be so expensive and you should never spend money you don't have in hand. Saving money takes some planning on the front end. Here are 35 ways to help you dine out for less. Read the menu online before you commit to dining … [Read more...] about 38 ways to save money while dining out
12 ways to save more money this year
We hear all the time about how people cannot save any money anymore. The U.S. savings rate is abysmal. Whether it’s just by habit, convenience or lack of priorities, many people have a mindset that leads to wasting money. If you start consciously thinking about how you spend money … [Read more...] about 12 ways to save more money this year
Tools to organize your life in the new year
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With the new year upon us, we’re all thinking about resolutions. While losing weight and getting your finances in order are two popular choices, one resolution many of us make year after year is to get organized, once and for all. The truth is, no one ever gets organized once … [Read more...] about Tools to organize your life in the new year
21 ways to deal with your post-holiday financial hangover
Now that the holidays are over many people are starting the New Year saddled with an overwhelming financial hangover of bills and debt. How do you deal with it? While it might be easier to just make the minimum payments, that’s not a good long-term plan. If you don’t make a plan to reduce your debt, … [Read more...] about 21 ways to deal with your post-holiday financial hangover
New Year’s resolutions that will save you money
This year, make a change that will help you keep more change in your own pocket with one of these money-saving resolutions. And we asked a few Living on the Cheap experts to share their best resolutions: Money-Saving Resolution #1: Learn a new skill. Learning keeps your mind agile and … [Read more...] about New Year’s resolutions that will save you money
Get your car ready for winter and save money
The last thing any of us need is to have the car break down in harsh winter weather. Spending some time winterizing your car could help prevent a breakdown or accident and save on repair costs and gas in the bargain. Here are 12 quick and easy fall and winter maintenance tips. Some things you can do … [Read more...] about Get your car ready for winter and save money
Avoid holiday scams and frauds
Holidays are a busy time for all of us, including the scammers and fraudsters working overtime right now to cheat you out of your money, even your identity. Here are types of holiday scams to watch out for. Email scams We couldn’t deliver your package: Spam emails from senders with … [Read more...] about Avoid holiday scams and frauds
Avoid phone scams, plus some apps that might help
Since I’ve been working from home full-time, I can’t believe the number of unsolicited phone calls I get. I’m used to the e-mail spam, of course, but I had no idea that scammers would be working so hard to get a hold of my personal information, or flat out steal my money, via phone. After doing … [Read more...] about Avoid phone scams, plus some apps that might help
How to use gift cards to save money
Gift cards and certificates are a favorite holiday or birthday gift for many people who want their loved ones to choose exactly the gift they want. According to a 2016 Barron's report, over $970 million in gift card cash went unused in 2015. Although the amount seems high, numbers have dropped … [Read more...] about How to use gift cards to save money
