There’s a lot of wiggle room in between having enough coverage in case of an accident and not paying extra for coverage you may not need. It can be confusing to navigate the lawyer-speak in a policy, especially if you're buying insurance for the first time. But with a little research, you can save … [Read more...] about Save on car insurance, even if it’s your first time buying
Money
5 ways to happily live with less
The Merriam-Webster dictionary defines minimalism as “a style or technique that is characterized by extreme spareness and simplicity.” Living on the Cheap readers don’t have to scrimp to use many of the same techniques and start living within their means. Be purposeful in your … [Read more...] about 5 ways to happily live with less
5 little-known ways to apply to colleges for free
Five hundred dollars to apply to college? That's what my high school senior almost spent. No, she didn't fall for some Internet scam. Instead, at one point she had a list of 10 prospective colleges. With each school charging $50 or so to apply, we were likely going to spend as much on college … [Read more...] about 5 little-known ways to apply to colleges for free
10 best shopping apps for Black Friday deals 2021
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Are you getting excited about all of the Black Friday deals that are headed your way? More likely, you’re feeling overwhelmed by the constant sneak peeks, early bird deals and Black Friday email blasts flooding your inbox and mailbox this year. Don’t worry about missing out. Phone shopping apps … [Read more...] about 10 best shopping apps for Black Friday deals 2021
7 ways to get free money for college
My niece, Kendalynne Hohe, a kindergarten teacher in Independence, Mo., is an expert at finding free money for college. She not only paid for four years of college using nothing but grants and scholarships, but also walked away with an extra $5,000 when she graduated with a degree in … [Read more...] about 7 ways to get free money for college
Top 10 sites for college financial aid
If you have college-bound children, you probably spend a lot of your day worrying about how you could possibly afford to help them pay for their degree. We won't lie — it is a huge investment, considering student loan debt reached $1 trillion in this country last year. The good news is there any … [Read more...] about Top 10 sites for college financial aid
12 ways to get your car ready for winter and save money
Spending some time preparing your car for winter not only can help prevent a breakdown or accident, but it can also save you money on repair costs and gas. If you don’t know how to get your car ready for plummeting temperatures and icy roads, follow this checklist of 12 quick and easy fall and … [Read more...] about 12 ways to get your car ready for winter and save money
How to save money on food without using coupons
Groceries for a family of four cost an average of $687 to $1,370 a month, not including takeout and restaurant meals, according to the U.S. Department of Agriculture. That’s a big chunk of change. But there are ways to spend less on food and still eat a healthy, nutritious diet. And you may … [Read more...] about How to save money on food without using coupons
5 ways to save $500 this month
Are you independently wealthy, or could you use five ways to save $500 this month? You may be looking for ways to free up some cash to pay for college, afford your children's clothes, pay for holiday gifts or just be able to sock away more money for retirement. Recently, we revisited some of our … [Read more...] about 5 ways to save $500 this month
College financial aid: A timeline for high-school students and families
For the six years that our daughters were in college, my husband dreaded filling out the Free Application for Federal Student Aid more than doing our income tax return. Like students in most families, though, our girls were going to need some combination of loans and scholarships to pay for college. … [Read more...] about College financial aid: A timeline for high-school students and families
Smart habits of millionaires you should adopt
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The best way to become a self-made millionaire is to learn from people who are already there. And as you can see from the list below, these habits of self-made millionaires are pretty easy to follow in your daily life. Because becoming a millionaire isn’t about spending like you are rich; it's … [Read more...] about Smart habits of millionaires you should adopt
Most valuable card in your wallet? You might be surprised
At every Living On The Cheap workshop, I quiz the audience members on the most valuable card in their wallet. Usually someone says their credit card or Social Security card. But we at LOTC know it's your library card. Library offerings that might surprise you These days, libraries go far beyond … [Read more...] about Most valuable card in your wallet? You might be surprised
How to simplify your life (in three easy steps)
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You want to simplify your life, but don't know where or how to start. Maybe you’re thinking about retirement, or you’re looking to change jobs, or the return to work and school seems overwhelming again. Your journey to happiness starts now. When I think of the word “simplify” I am reminded of … [Read more...] about How to simplify your life (in three easy steps)
The ultimate guide to saving money by cutting cable
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When was the last time you looked at your cable or satellite TV bill? When I looked at my bill a few years back, I was disgusted to be paying $70 each month to sit on the couch and zone out. Cheaper cable alternatives give you the same entertainment for a lot less money, and you may even discover … [Read more...] about The ultimate guide to saving money by cutting cable
Do a no-spend challenge to see where you can save
If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about Do a no-spend challenge to see where you can save
