For the six years that our daughters were in college, my husband dreaded filling out the Free Application for Federal Student Aid more than doing our income tax return. Like students in most families, though, our girls were going to need some combination of loans and scholarships to pay for college. … [Read more...] about When to apply for college financial aid
Money
Quick easy fundraising ideas for tight budgets
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In today's world, where financial constraints often loom large, finding ways to fundraise effectively on a tight budget can seem daunting. Yet, with a dash of creativity and a strong sense of community involvement, it's possible to achieve great results without breaking the bank. Welcome to our … [Read more...] about Quick easy fundraising ideas for tight budgets
How to create a budget spreadsheet
Budgeting used to involve a paper, pen and hours of work hunched over receipts and bank statements, but those days are long gone. Thanks to modern spreadsheet programs, you can make a do-it-yourself budget in just a few minutes. Whether you are new to personal finance management or a long-time … [Read more...] about How to create a budget spreadsheet
12 tips for buying your first house
For first-time homebuyers, the whole homebuying process may look a bit daunting. You’re going into what could be the biggest purchase of your life with no experience to fall back on. The good news is a little preparation can go a long way and help you approach this major decision with … [Read more...] about 12 tips for buying your first house
Good jobs that don’t require a college degree
There are a lot of ways to handle the high cost of a college education. Most experts agree that the cost will be made up over the life of a career by higher-paying jobs that require that college degree. But maybe you aren’t sure it’s worth it. Or maybe you just can’t afford college right now and … [Read more...] about Good jobs that don’t require a college degree
Get (your) free money – it’s easy to find
Hey, who doesn’t love free money, right? I mean, sure, you might scoop up a shiny quarter off the sidewalk or fish some crumpled bills out of the couch cushions, but what if I told you there’s a whole treasure trove of cash out there with your name on it—legitimately yours, just waiting to be … [Read more...] about Get (your) free money – it’s easy to find
Surprising things hurting your credit score
Your credit score is one of those numbers that can feel like a mystery until you dig into what’s behind it. According to FICO.com, it’s built from five big pieces: payment history, amounts owed, length of credit history, new credit, and types of credit used—in that order of importance. That makes … [Read more...] about Surprising things hurting your credit score
The 411 on the FAFSA for college financial aid
If you are the parent of a college student or soon-to-be college student, you need to get all your paperwork together now so you can fill out the FAFSA.While we do try to have factual information, be sure to verify deadlines, dates, times, and information for your specific student and state. … [Read more...] about The 411 on the FAFSA for college financial aid
Using a library membership for more than just books
Your library card is a VIP pass to a world of free perks—way beyond books. From streaming services to tool rentals and even free museum passes, here’s how to get the most out of it.Photo Credit: Deposit Photos In an age where digital content is at our fingertips, the humble library might … [Read more...] about Using a library membership for more than just books
Does your pet need food stamps? Find pet care when you can’t afford it
Owning a pet can be one of the most rewarding relationships in your life. Pets are loyal, loving and even provide health benefits for their owners, such as lower blood pressure and stress reduction. Unfortunately, pets can be expensive when you add up food costs, supplies and trips to the … [Read more...] about Does your pet need food stamps? Find pet care when you can’t afford it
Car buying apps that help you shop for cars
If you are in the market for a new or used car, these car shopping apps will help you find the best deal and save money. What I love about these hand-held tools is that you can use them to find a better price than a dealer is offering you even while you are inside the dealership and use that to … [Read more...] about Car buying apps that help you shop for cars
Frugal living tips from the Great Depression
When money is tight, it’s easy to feel overwhelmed. But history teaches us resilience, and the Great Depression era is a treasure trove of practical, resourceful ideas for stretching every dollar.During the 1930s, families learned to make do with what they had, repurpose items, and find creative … [Read more...] about Frugal living tips from the Great Depression
The ‘Money Detox’ Challenge: How to reset your spending habits in 30 days
We live in a world that’s constantly encouraging us to spend. From targeted ads to the convenience of one-click purchases, it’s easy to fall into the trap of mindless spending. (we've all been there at some point in time, right?)But what if you could hit the reset button on your financial … [Read more...] about The ‘Money Detox’ Challenge: How to reset your spending habits in 30 days
The 1% Rule: How tiny changes can lead to big savings
We all dream of building wealth, saving more, and achieving financial freedom. But let’s be honest—overhauling your budget or making drastic lifestyle changes can feel overwhelming.What if I told you that small, incremental changes could lead to big results over time? Enter The 1% Rule, a simple … [Read more...] about The 1% Rule: How tiny changes can lead to big savings
How to save money on car insurance
Want to keep more cash in your pocket while staying covered on the road? Smart moves like bundling policies, raising deductibles, and shopping around can slash your auto insurance bill. Let’s break it down!How to save money on car insurance There’s a lot of wiggle room in between having … [Read more...] about How to save money on car insurance
