By Jen Smith There’s only one thing I love more than saving money, and that’s getting free stuff. Who doesn’t love the feeling of having and something and not paying for it? Legally, of course. I can understand why most people don’t take the time to look for freebies. Most offers that promise … [Read more...] about Love free stuff? Here’s your guide to becoming a freebie-finding machine
What was once a 24-hour bonanza of shopping deals now stretch into parts of November and December, so you don’t have to brave the crowds on the morning of Black Friday to get the best deals. Black Friday creep means stores now offer sales prior to Thanksgiving and continue discounting items on Cyber … [Read more...] about The Smart Shopper’s Guide to Black Friday 2017
On September 7, 2017, Equifax announced that its massive database of consumer credit data was breached. If you had never heard of Equifax before, you may be in for a surprise. Equifax is one of three companies that keeps a copy of your credit history, which includes your name, address, social … [Read more...] about What happened at Equifax and how can you protect yourself
With all you’ve heard about problems with the Affordable Care Act, also known as Obamacare, you might think it’s not a good option for 2018 health insurance. Despite all the efforts by opponents to kill it, the ACA remains alive and is offering health insurance for 2018 under essentially the same … [Read more...] about How to find the right health insurance
Winter is definitely here, and for many that means high utility bills to heat their homes. While you can’t do anything about the chilly weather, you can take steps to make your home more energy efficient and pay less for heating. To start, the U.S. Department of Energy has a do-it-yourself … [Read more...] about 14 home improvements that save on your heating bill
It's open enrollment time in most workplaces, as well as for those who use the Affordable Care Act exchange, which means health care consumers are trying to make sense of the alphabet soup of the available benefits. One choice many face is how best to maximize the tax savings that come with some … [Read more...] about FSA vs. HSA: Which health-care tax savings is right for you?
Many home-buyers are finding themselves in an unusual situation: They have enough money and are preapproved for a mortgage, but can they actually secure a house? The number of homes for sale continues to fall, with the supply of homes of homes for sale even tighter at the lower price … [Read more...] about How to avoid buying the wrong home in a hot market
If you have an organization that needs to raise money for a cause, here are several fundraising ideas to consider. Most of these are not difficult to setup, organize, or complete. We arranged them in order of easiest and least cost to ones requiring more organization ability and some supplies or … [Read more...] about Best easy fundraising ideas for tight budgets
When was the last time you looked at your cable or satellite TV bill? When I looked at my bill a few years back, I was disgusted to be paying $70 each month to sit on the couch and zone out. I cut the cord in January 2011, nearly five years ago, and have since saved well over $4,000 that would … [Read more...] about The Ultimate Guide to Saving Money by Cutting Cable
Owning a pet can be one of the most rewarding relationships in your life. Pets are loyal, loving and even provide health benefits for their owners, such as lower blood pressure and stress reduction. Unfortunately, pets can be expensive between food costs, supplies and trips to the vet. Many people … [Read more...] about Does your pet need food stamps? 4 resources for pet care when you can’t afford it
Many consumers have a mixed relationship with credit cards. On one hand, they can lead to cash back, travel rewards, and an ability to buy something now and pay later. But when used irresponsibly, credit cards can lead to massive debt and expensive interest payments. If you typically use cash or … [Read more...] about Credit cards: everything you always wanted to know but were afraid to ask
Buying a car is often a stressful and confusing process, with salesman pressuring for the sale while you try to juggle sticker prices and discounts and upgrades in your head. Smartphones helped alleviate some of the stress of a visit to the car lot, as you can now quickly search and compare … [Read more...] about Is it time to buy a car online?