Many people believe getting out of debt is all about math: spending less than you earn and paying the difference to your debt until it's gone. Jackie Beck, author of The Debt Myth, says that it takes more than just math to get out of debt. It's about changing your money habits and the way you view … [Read more...] about How to wipe out debt — this time, for good
Money
5 steps to confronting debt and getting ahead
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This post is by Greg Johnson of Club Thrifty. Debt sucks. It sucks up your paycheck. It sucks up your energy. Most important, it sucks up your options. In our new book, Zero Down Your Debt, my wife Holly and I explain how our debt was holding us back. It was destroying the power of our … [Read more...] about 5 steps to confronting debt and getting ahead
How to find a reliable, honest home contractor
For most homeowners, the hardest part of any home renovation project isn’t the work itself, it’s finding a competent and reliable contractor to do the job. Installing kitchen cabinets, knocking down a wall or tiling the bathroom is simple compared with the struggle of hiring a quality contractor who … [Read more...] about How to find a reliable, honest home contractor
Smart advice about starting your own business
You’re finally ready to take the plunge and start your company. But starting a business takes more than picking a name and putting up a Facebook page. Before you sell (or code) your first widget, you need a proper business structure. At both the federal and state government level, … [Read more...] about Smart advice about starting your own business
4 money talks to have with your family
Finances are a family affair, and there’s no better time than the New Year to take stock of your spending and saving. Call a family meeting and start working together to spend wiser, save more and work toward financial goals together. Here are some conversation starters. What are we paying … [Read more...] about 4 money talks to have with your family
How to decide whether to buy or lease your next car, or go car-free
I remember my first car, a 1969 Chevelle Malibu. It was blue with a black hardtop, three-speed on the column with vinyl bench seats – and a lot of problems under the hood. But I loved my “Blue Goose.” It was my first big purchase, my first “payment plan” to the Bank of Father, and my shout-out to … [Read more...] about How to decide whether to buy or lease your next car, or go car-free
How to survive forced early retirement
When most workers plan for retirement, they expect to work until their full retirement age, which is 66 or 67 for people born after 1942, or even longer. But some workers find themselves out of a job at an age when it’s difficult to find another one – and at a time when they expected to be in … [Read more...] about How to survive forced early retirement
Thrifty ways to reuse old pantyhose
If you're like me, you have a drawer full of pantyhose with runs that you can only wear with slacks or boots. But there are lots more ways to recycle pantyhose, stockings and tights and save money in the bargain. All you need is a pair of scissors. Lint mitt: Use the foot part as a mitt, … [Read more...] about Thrifty ways to reuse old pantyhose
What to look for in a starter home
You’ve dreamed for years of buying your first home, and now it’s time. You’ve created Pinterest boards dotted with photos of beautiful home decor, watched all the episodes of HGTV’s “House Hunters” and spent hours trolling listings online. You know exactly what you want. But have you done … [Read more...] about What to look for in a starter home
How to teach your children to budget
We’ve all heard the horror stories: young people who graduate from college, move back home with their parents, make very little money and mishandle the cash they do earn. As many as 40 percent of millennials still receive financial help from their parents, according to 2015 statistics … [Read more...] about How to teach your children to budget
How to improve your credit score on the cheap
Have you ever felt like you have to have money to have a good credit score but you can only have a good credit score if you have money? This guest post by Sa El, co-founder of CreditKnocks.com, can help you navigate the line between earning good credit and having it. According to a white paper by … [Read more...] about How to improve your credit score on the cheap
Equifax data breach settlement: how to file a claim
Equifax Inc. has agreed to pay a minimum of $575 million as part of a settlement with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and the 50 states as well as the territories of the United States. If you were affected, you can file for your share of the … [Read more...] about Equifax data breach settlement: how to file a claim
