We’ve all heard the horror stories: young people who graduate from college, move back home with their parents, make very little money and mishandle the cash they do earn. While it’s never too late to teach young people to budget, you also can’t start too early. If you don’t want to be supporting … [Read more...] about How to teach your kids about budgets
Money
Want to get rich? The secret is living below your means
Many experts will tell you that to get rich, you should live below your means. That is, spend less money than you earn. This advice holds true whether your income is $25,000, $50,000, $100,000, or $1 million a year. Sounds simple, right? Of course, it is easier to live below your means if … [Read more...] about Want to get rich? The secret is living below your means
10 ways to get your financial life in order
Are you spending too much and saving too little? Do you not even know where your money is going? If the answer is yes, it's time to get your financial life in order. Even if you're doing well financially, the beginning of the year is a good time to take a look at your savings, your spending … [Read more...] about 10 ways to get your financial life in order
Smart habits of millionaires you should adopt
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The best way to become a self-made millionaire is to learn from people who are already there. And as you can see from the list below, these habits of self-made millionaires are pretty easy to follow in your daily life. Because becoming a millionaire isn’t about spending like you are rich; it's … [Read more...] about Smart habits of millionaires you should adopt
Tools to organize your life in the new year
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With the new year upon us, we’re all thinking about resolutions. While losing weight and getting your finances in order are two popular choices, one resolution many of us make year after year is to get organized, once and for all. The truth is, no one ever finishes organizing their life; … [Read more...] about Tools to organize your life in the new year
What to know about student loans before you borrow
Considering borrowing student loans for your education or your children’s? Here’s the basic information you need to know: Federal Student Loans aren’t always superior Long ago, private student loans were awarded in ridiculously high amounts and interest rates varied, meaning over a 10-year … [Read more...] about What to know about student loans before you borrow
10 Depression-era hacks and frugal living ideas to save money now
It’s time to look at real ways to save money during trying times. During the Great Depression, people employed 1930s frugality and simple-living tricks to save money and survive the lean years. We can take a page from their book and do it again. Here are 10 Depression Era hacks and frugal living … [Read more...] about 10 Depression-era hacks and frugal living ideas to save money now
How to profit from your old CD and DVD collections
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Before high-speed internet and digital music and movies, it wasn't rare for people to spend thousands of dollars on a DVD and CD collection. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of … [Read more...] about How to profit from your old CD and DVD collections
10 ways to change bad spending habits and save money
Make this the year you make changes to your bad spending habits and have a positive impact on your household budget. It’s easier than you think. Check this list of tips for smart spending and pick a few money-saving strategies to try. Definitely do not adopt them all at once, as you’re bound to … [Read more...] about 10 ways to change bad spending habits and save money
Does your pet need food stamps? Resources for pet care when you can’t afford it
Owning a pet can be one of the most rewarding relationships in your life. Pets are loyal, loving and even provide health benefits for their owners, such as lower blood pressure and stress reduction. Unfortunately, pets can be expensive when you add up food costs, supplies and trips to the … [Read more...] about Does your pet need food stamps? Resources for pet care when you can’t afford it
Legitimate work-at-home-jobs you can do now
More and more companies are open to the idea of remote work these days. What kind of jobs are these? They vary widely, from professional to trade positions. What they have in common is that they can be done from home — anywhere, really. And you can generally signal your availability to do them … [Read more...] about Legitimate work-at-home-jobs you can do now
21 ways to deal with your post-holiday financial hangover
Now that the holidays are over, many people are starting the New Year saddled with an overwhelming financial hangover of bills and debt. How do you deal with it? While it might be easier to just make the minimum payments, that’s not a good long-term plan. If you don’t make a plan to reduce your … [Read more...] about 21 ways to deal with your post-holiday financial hangover
6 ways to get a cheap gym membership
The ever-increasing price of gym memberships may have you running for the hills, but if outdoor recreation doesn't give you everything you need in a fitness program, then try these tips to get a great deal on a membership at a gym in your area. Try before you buy With any … [Read more...] about 6 ways to get a cheap gym membership
11 New Year’s resolutions that will save you money in 2023
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This year, resolve to make a change that will put more change in your own pocket. Look at your financial goals for the new year, and make this the year you save money with your New Year's resolutions. Don't know where to start? Look for ways to break down larger goals into smaller manageable ones, … [Read more...] about 11 New Year’s resolutions that will save you money in 2023
How to save money on food without using coupons
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Groceries for a family of four with young children cost an average of about $1,100 a month in the first half of 2022, not including takeout and restaurant meals, according to the U.S. Department of Agriculture. That’s a big chunk of change. But there are ways to spend less on food and still … [Read more...] about How to save money on food without using coupons
