Holidays are a busy time for all of us, including the scammers and fraudsters working overtime right now to cheat you out of your money, even your identity. Here are types of holiday scams to watch out for. Email scams We couldn’t deliver your package: Spam emails from senders with … [Read more...] about Avoid holiday scams and frauds
Money
Avoid phone scams, plus some apps that might help
Since I’ve been working from home full-time, I can’t believe the number of unsolicited phone calls I get. I’m used to the e-mail spam, of course, but I had no idea that scammers would be working so hard to get a hold of my personal information, or flat out steal my money, via phone. After doing … [Read more...] about Avoid phone scams, plus some apps that might help
How to use gift cards to save money
Gift cards and certificates are a favorite holiday or birthday gift for many people who want their loved ones to choose exactly the gift they want. According to a 2016 Barron's report, over $970 million in gift card cash went unused in 2015. Although the amount seems high, numbers have dropped … [Read more...] about How to use gift cards to save money
12 ways to make extra cash for the holidays
Sometimes the money ends before the month ends. And, at this time of year, we're all confronted with extra expenses - gifts, parties, family meals and, depending on where you live, higher heating bills. How can you bring in extra money to pay for it all — without selling your plasma? Luckily, … [Read more...] about 12 ways to make extra cash for the holidays
FSA vs. HSA: Which health-care tax savings is right for you?
It's open enrollment time in most workplaces, as well as for those who use the Affordable Care Act exchange, which means health care consumers are trying to make sense of the alphabet soup of the available benefits. One choice many face is how best to maximize the tax savings that come with some … [Read more...] about FSA vs. HSA: Which health-care tax savings is right for you?
Save money on auto insurance
There’s a lot of wiggle room in between having enough coverage in case of an accident and not paying extra for coverage you may not need. It can be confusing to navigate the lawyer-speak in a policy. But with a little research, you can save money on auto insurance, whether you are buying or … [Read more...] about Save money on auto insurance
Used car shopping? Do your homework and avoid problems.
If you are in the market for a used car for yourself or a first car for your high-school or college student, you usually begin with a price range. But once you know how much you can spend, do your research on vehicle safety, average gas usage, and reliability. Here's a five-step plan to help you … [Read more...] about Used car shopping? Do your homework and avoid problems.
Health Savings Accounts: the triple tax advantage
Health Savings Accounts (HSA) are great way to save for future medical expenses and to reduce your current taxes. As we all face increased out-of-pocket medical expenses, one method to prepare is to open an HSA, which is like an IRA but offers a triple tax advantage. Your contribution is … [Read more...] about Health Savings Accounts: the triple tax advantage
How to get the best new car deal
You are ready to buy your first car. You can see yourself, driving in that shiny red convertible, feeling the wind in your hair. You might even go look at one in the dealership. But then, reality hits. The payments for that glam roadster are more than your rent payment. So it's time to shop smart. … [Read more...] about How to get the best new car deal
Tips for donating your car to charity
Donating a car to charity requires almost as much research as buying one. These tips will ensure there’s a tax benefit for you and that you're donating to a legitimate group. Know what your car is worth. Your vehicle does not have the same value to a used car dealer and to a charity. Current … [Read more...] about Tips for donating your car to charity
Apps that can help you shop for cars
If you are in the market for a new or used car, these apps will help you shop for the best deal and save money. What I love about these hand-held tools is that you can use them to find a better price than a dealer is offering you even while you are inside the dealership, and use that to negotiate a … [Read more...] about Apps that can help you shop for cars
Save money using social media
Social media is a part of our daily lives. We are distracted at work by posts from friends, breaking news Tweets and colorful pictures waiting to be pinned to boards. But we can use the same media to save money. Here are some ideas: Early birds hear the tweet. You can gain early access to deals … [Read more...] about Save money using social media
