Social media is a daily distraction, but not many people know they can use Twitter, Pinterest, YouTube and other channels to save money. That's right, you can use your break-time scrolling to find deals and resources to keep your expenses down. Embrace high-tech frugality with these 11 ways to … [Read more...] about 11 ways to save money using social media
Budgeting and Organization
How to do a no-spend challenge to save money
If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about How to do a no-spend challenge to save money
12 ways to save more money this year
We hear all the time about how people cannot save any money anymore. The U.S. savings rate is abysmal. Whether it’s just by habit, convenience or lack of priorities, many people have a mindset that leads to wasting money. If you start consciously thinking about how you spend … [Read more...] about 12 ways to save more money this year
10 guilt-free ways to stop overspending on your kids and grandkids
Raise your hand if you overspend on your kids for birthdays and holidays because you want them to be happy. Do you spoil your grandkids because you don’t see them often and hope that presents will lead to warm feelings? Do you wish your mom would stop spending money on your kids, or that you could … [Read more...] about 10 guilt-free ways to stop overspending on your kids and grandkids
How to simplify your life (in three easy steps)
When I think of the word “simplify” I am reminded of Henry David Thoreau’s famous directive to “Simplify, Simplify!” Thoreau carried his belief in simplifying to what most of us would consider an extreme in today’s world. He chose to live alone in a cabin in the woods, off the grid (not that there … [Read more...] about How to simplify your life (in three easy steps)
How to mail packages from home
Making the journey to mail a letter or package is not always the easiest (or most enjoyable) task, especially given the long lines and often questionable customer service. Whether you're sending a care package or lots of wedding invitations, everything can be done right from your kitchen table -- … [Read more...] about How to mail packages from home
How to wipe out debt — this time, for good
Many people believe getting out of debt is all about math: spending less than you earn and paying the difference to your debt until it's gone. Jackie Beck, author of The Debt Myth, says that it takes more than just math to get out of debt. It's about changing your money habits and the way you view … [Read more...] about How to wipe out debt — this time, for good
How ‘mean moms’ teach their kids about money
How much do your kids know about money? I don’t mean, how much do they know about how to wheedle a dollar out of your wallet for the vending machine. I mean, how much do they know about how money is earned, saved, invested and spent? Do yourself and your children a favor, and teach them about … [Read more...] about How ‘mean moms’ teach their kids about money
10 ways to get your financial life in order
Are you spending too much and saving too little? Do you not even know where your money is going? If the answer is yes, it's time to get your financial life in order. Even if you're doing well financially, the beginning of the year is a good time to take a look at your savings, your spending … [Read more...] about 10 ways to get your financial life in order
How to teach your kids about budgets
We’ve all heard the horror stories: young people who graduate from college, move back home with their parents, make very little money and mishandle the cash they do earn. As many as 53 percent of millennials still receive financial help from their parents, according to 2018 statistics from a … [Read more...] about How to teach your kids about budgets
How we got out of debt by coloring
This guest post is by Heidi Ifland Nash Our story is not unique in how it begins. We were very “normal”. We were the typical American couple, no budget, consuming all of our income each month, and using credit cards to buy and pay for the things we didn’t save up for. We weren’t … [Read more...] about How we got out of debt by coloring
Tools to organize your life in the new year
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With the new year upon us, we’re all thinking about resolutions. While losing weight and getting your finances in order are two popular choices, one resolution many of us make year after year is to get organized, once and for all. The truth is, no one ever finishes organizing their life; … [Read more...] about Tools to organize your life in the new year
How to make a budget spreadsheet: Step-by-step guide for first-timers
Budgeting used to involve a paper, pen and hours of work hunched over receipts and bank statements, but those days are long gone. Thanks to modern spreadsheet programs, you can make a do-it-yourself budget in just a few minutes. Whether you are new to personal finance management or a long-time … [Read more...] about How to make a budget spreadsheet: Step-by-step guide for first-timers
21 ways to deal with your post-holiday financial hangover
Now that the holidays are over, many people are starting the New Year saddled with an overwhelming financial hangover of bills and debt. How do you deal with it? While it might be easier to just make the minimum payments, that’s not a good long-term plan. If you don’t make a plan to reduce your … [Read more...] about 21 ways to deal with your post-holiday financial hangover
10 ways to change bad spending habits and save money
Make this the year you make changes to your bad spending habits and have a positive impact on your household budget. It’s easier than you think. Peruse this list of tips for smart spending, and pick a few money-saving strategies to try. Definitely do not adopt them all at once, as you’re … [Read more...] about 10 ways to change bad spending habits and save money
