IFTTT is a web and smartphone app that is all about automating small tasks to save you time in your day-to-day life. IFTTT stands for “If This Then That,” and works just like it sounds. By creating a trigger and a follow-up action with one of the 367 supported services, you can automate everything … [Read more...] about Automate your digital life with IFTTT
Budgeting and Organization
14 ways to cut expenses this year
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It's a new year, and that means it's time to get your financial house in order. No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will boost your bottom line going forward. But before you can make a plan to save … [Read more...] about 14 ways to cut expenses this year
10 ways to get your financial life in order
With the new year comes the desire to do better. Any time is a good time to improve our financial practices, and the sooner you start, the better results you'll get. If you're spending too much and saving too little, or if you don't even know where your money is going, this is a good time to … [Read more...] about 10 ways to get your financial life in order
10 ways to change your spending habits and save money
Over the past year or so, I’ve made several changes to my spending habits that have significantly impacted my household budget — in a good way. I think they can do the same for yours. Give some of them a try. Definitely do not try them all at once — change happens little by litte. Tackle one … [Read more...] about 10 ways to change your spending habits and save money
Quick and easy budgeting on paper
Happy New Year! If you've been thinking about preparing and living on a budget this year following is how to get started immediately. With a little tracking (that can lead to some self-awareness) you can be on your way to achieving your financial goals in no time. Pen and paper v. Software and … [Read more...] about Quick and easy budgeting on paper
Building your first budget: using a spreadsheet to conquer your spending
Budgeting used to involve a paper, pen, and hours of work hunched over receipts and bank statements, but those days are long gone. Thanks to modern spreadsheet programs, you can make a do-it-yourself budget in just a few minutes. Whether you are new to personal finance management or a long-time … [Read more...] about Building your first budget: using a spreadsheet to conquer your spending
How to budget with the envelope system
This post is by Eva Baker of Teens Got Cents. Have you bought a new pair of sunglasses lately? Sunglasses from one of those fancy sunglass shops start around $50 and go on up — way up. I've never been one to spend $150 on a pair of sunglasses. Truth is, I lose them. Drop them. Sit on them. … [Read more...] about How to budget with the envelope system
12 ways to save more money this year
We hear all the time about how people cannot save any money anymore. The U.S. savings rate is abysmal. Whether it’s just by habit, convenience or lack of priorities, many people have a mindset that leads to wasting money. If you start consciously thinking about how you spend money and make changes … [Read more...] about 12 ways to save more money this year
21 ways to deal with your post-holiday financial hangover
Now that the holidays are over many people are starting the New Year saddled with an overwhelming financial hangover of bills and debt. How do you deal with it? While it might be easier to just make the minimum payments, that’s not a good long-term plan. If you don’t make a plan to reduce your debt, … [Read more...] about 21 ways to deal with your post-holiday financial hangover
5 New Year’s resolutions that will save you money
This year, make a change that will help you keep more change in your own pocket with one of these money-saving resolutions. Money-Saving Resolution #1: Learn a new skill. Learning keeps your mind agile and enriches your life. It can also save you money. Community colleges, continuing … [Read more...] about 5 New Year’s resolutions that will save you money
4 money talks to have with your family
Finances are a family affair, and there’s no better time than the New Year to take stock of your spending and saving. Call a family meeting and start working together to spend wiser, save more and work toward financial goals together. Here are some conversation starters. What are we paying … [Read more...] about 4 money talks to have with your family
5 ways to save $500 this month
You may be looking for ways to free up some cash to pay for college, afford your children's clothes, pay for holiday gifts or just be able to sock away more money for retirement. Recently, I revisited some of my original frugal roots to come up with these five ways to put $500 back in your pocket … [Read more...] about 5 ways to save $500 this month
