We have great intentions when we create our holiday shopping plan of attack. Maybe you're the type who hits the stores armed with flyers, coupons, apps and lists. Or maybe you’re the type to hit the online stores without a plan and marathon shop till you drop. Either way, you could be blowing your … [Read more...] about 8 holiday spending mistakes to avoid if you don’t want to bust your budget
Budgeting and Organization
If you're old enough to remember shopping before the Internet, you might remember the layaway desk at department stores. Shoppers who wanted to buy a big-ticket item, or do holiday shopping ahead of time, would put the goods "on layaway." The store would hold the items for them and the customer … [Read more...] about Are ‘buy now, pay later’ alternatives to layaway a good idea?
Are you getting excited about all of the Black Friday deals that are headed your way? More likely, you’re feeling overwhelmed by the constant sneak peeks, early bird deals and Black Friday email blasts flooding your inbox and mailbox this year.Don’t worry about missing out. Phone shopping … [Read more...] about 10 best shopping apps for Black Friday deals 2023
Finances are a family affair, and there’s no better time than the present to take stock of your spending and saving. Call a family meeting and start working together to spend wisely, save more and work toward financial goals together.Here are some conversation starters. What are we paying … [Read more...] about 4 money talks to have with your family
We hear all the time about how people cannot save any money anymore. The U.S. savings rate has traditionally been abysmal, though it surged to historic levels during the pandemic. In normal times, though, whether it’s by habit, convenience or lack of priorities, many people have a mindset that … [Read more...] about 12 ways to save more money, starting now
Are you independently wealthy, or could you use six ways to save $400 this month? You may be looking for ways to free up some cash to pay for college, afford your children's clothes, pay for holiday gifts or just be able to sock away more money for retirement. Recently, we revisited some of our … [Read more...] about 6 ways to save at least $400 this month
You want to simplify your life, but don't know where or how to start. Maybe you’re thinking about retirement, or you’re looking to change jobs, or the return to work and school seems overwhelming again. Your journey to happiness starts now.When I think of the word “simplify” I am reminded of … [Read more...] about How to simplify your life (in 3 easy steps)
If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about Do a no-spend challenge to see where you can save
Many people believe getting out of debt is all about math: spending less than you earn and paying the difference to your debt until it's gone. Jackie Beck, author of The Debt Myth, says that it takes more than just math to get out of debt. It's about changing your money habits and the way you view … [Read more...] about How to wipe out debt — this time, for good
It's the most exciting time of the year for bargain shoppers who have kids in school (or for anyone who likes cheap office supplies). For some people, school supply shopping is a big, fun, traditional spending spree. It was for my mom and me. But I’ve made this time of year into a big, fun, … [Read more...] about Easy ways to save on school supplies
Make this the year you make changes to your bad spending habits and have a positive impact on your household budget. It’s easier than you think. Check this list of tips for smart spending and pick a few money-saving strategies to try.Definitely do not adopt them all at once, as you’re bound to … [Read more...] about 10 ways to change bad spending habits and save money
Sticker shock used to be synonymous with new cars. Now it's in the grocery store (and everywhere else). Along with gasoline prices, the cost of food has increased across the United States. And although the rate of inflation has slowed since this story was first published, cutting your … [Read more...] about A $50-a-week meal plan for 1 by shopping at ALDI
Looking to impart some financial wisdom on the soon-to-be college grads in your life? We turned to Scott Gamm, author of More Money, Please: The Financial Secrets You Never Learned in School, to help you do just that.As someone who wrote a book on finances when he was in his twenties, … [Read more...] about Money management strategies for new grads
Are you ready to downsize your home and save money? If so, you'll need to decide which of your current belongings you're going to keep and which need to go. Even if you're not planning on moving, decluttering can save you money by freeing up space and keeping you from buying more storage … [Read more...] about Downsize your clutter and build wealth
Time and money are both limited resources. How do you decide when to spend money to save time versus when to save money by doing something yourself that takes time?The decision of whether to spend money to save time comes down to time management and the state of your finances. Look … [Read more...] about Should you spend money to save time?