The ever-increasing price of gym memberships may have you running for the hills, but if outdoor recreation doesn't give you everything you need in a fitness program, then try these tips to get a great deal on a membership at a gym in your area. Try before you buy With any … [Read more...] about 6 ways to get a cheap gym membership
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How to watch pro sports live without cable TV 2023
Have you cut the cord on cable TV, but still want to watch pro sports live? Rest assured, you have plenty of options for streaming your favorite sports online. Games are available to watch on nearly any device you own. The trick to figuring out how to watch live sports for free is subscribing to the … [Read more...] about How to watch pro sports live without cable TV 2023
26 adaptable recipes and menu ideas for $4-a-day budget meal planning
My experiment with a $4-a-day budget has become a welcome and permanent adjustment to my menu planning and grocery shopping routine. It has saved not only money, but my time as well as some of my sanity. The $4 a day food budget was popularized by Leanne Brown in her free online book, Good and Cheap … [Read more...] about 26 adaptable recipes and menu ideas for $4-a-day budget meal planning
Frugal living guide: How to have less stuff and save money
Frugal living means you buy and use less, saving money and time. Happily, these are also basic tenets of minimalism, which is quite trendy right now so if you like living with less, you're in style! On the other hand, if you are a spendthrift used to buying out of want rather than need, … [Read more...] about Frugal living guide: How to have less stuff and save money
Do a no-spend challenge to see where you can save
If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about Do a no-spend challenge to see where you can save
4 phone calls that can lower your bills
Putting money back into your pocket every month by lowering your bills would be great, right? By making a few key phone calls and being a smart consumer, you can do just that. All you need to get the job done is some dedicated time to get the right person on the phone. Easier said than done, right? … [Read more...] about 4 phone calls that can lower your bills
Save money on gas with hypermiling techniques
Experienced drivers have all kinds of tricks for saving gas while they drive, so they can save money by not refueling as often. These run the gamut from keeping the trunk empty to turning off the engine instead of idling. If you have mastered those and want to try something more extreme to keep you … [Read more...] about Save money on gas with hypermiling techniques
6 ways to save on air conditioning
As the temperature exceeds the triple digits this summer, our electric bills are spiraling upward with the heat index.Except for a hardy few, going without air conditioning is probably not a practical cost-cutting measure. Still, there are ways to save energy and cut your electric bill.Use … [Read more...] about 6 ways to save on air conditioning
Want to live without a car? Car sharing may be an option
With the prices of car ownership steadily increasing, more people are wondering if they can become a one-car family or even get rid of their personal vehicle entirely. In the past, this was only realistic in big cities with good public transportation. Nowadays, though, the "sharing economy" that … [Read more...] about Want to live without a car? Car sharing may be an option
Can you get high-speed internet for $30 a month or free? Maybe.
Online classes. Working remotely. Online job applications and bill paying. High-speed internet access is as critical to the modern world as electricity, but it can also be hard to afford. But there's good news for people who have struggled to pay for internet access at home.As part of the … [Read more...] about Can you get high-speed internet for $30 a month or free? Maybe.
Ways to save money on groceries
You don't need a government statistician to tell you the inflation level when you can see the price of eggs go up every time you shop. Food prices are one of the most common ways people gauge the cost of living. Cutting your grocery bill is one of the best ways to save when money is tight, but … [Read more...] about Ways to save money on groceries
How to make your own laundry detergent and save
When you find you need to cut back on expenses, or you simply would like to live simply, there are surprising ways to pinch a few pennies. DIY laundry detergent is easy to make and works as well as the store-bought products. Make and store in recycled containers to add to the … [Read more...] about How to make your own laundry detergent and save
What to know about student loans before you borrow
Considering borrowing student loans for your education or your children’s? Here’s the basic information you need to know: Federal Student Loans aren’t always superior Long ago, private student loans were awarded in ridiculously high amounts and interest rates varied, meaning over a 10-year … [Read more...] about What to know about student loans before you borrow
7 ways to save without downsizing your lifestyle
When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It's not very motivating to focus on what you're going to lose, rather than how much you can gain by getting out of debt or saving more money toward your big goals.Look on the … [Read more...] about 7 ways to save without downsizing your lifestyle
How to beat inflation and save on almost everything
For the first time in decades, American shoppers are having to deal with inflation — the widespread, general rise in prices for goods and services. Since you're reading this post on a site called Living on the Cheap, you're probably looking for ways to stretch your dollars to cover some of that … [Read more...] about How to beat inflation and save on almost everything