cut expenses

How to profit from your old CD and DVD collections

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Before high-speed internet and digital music and movies, it wasn't rare for people to spend thousands of dollars on a DVD and CD collection. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of … [Read more...] about How to profit from your old CD and DVD collections

11 ways to save on prescription drugs

When my friend Mark developed whooping cough for the second time, he knew what to expect. A quick phone call to his doctor got Mark the antibiotics and cough syrup he needed. His only mistake? This go-round, Mark had the prescriptions called in to his nearest drugstore rather than heading to Costco … [Read more...] about 11 ways to save on prescription drugs

How to beat inflation and save on almost everything

For the first time in decades, American shoppers are having to deal with inflation — the widespread, general rise in prices for goods and services. Since you're reading this post on a site called Living on the Cheap, you're probably looking for ways to stretch your dollars to cover some of that … [Read more...] about How to beat inflation and save on almost everything

How frugal are you? 25 things frugal people do

Many people choose to be frugal for different reasons. Maybe they were raised to live a frugal life, so it’s second nature to them. Perhaps they are consciously frugal and are saving to pay cash for a house, or they have a child about to head off to college. Maybe they simply don’t see any other … [Read more...] about How frugal are you? 25 things frugal people do

6 ways to save on air conditioning

As the temperature exceeds the triple digits this summer, our electric bills are spiraling unward with the heat index. Except for a hardy few, going without air conditioning is probably not a practical cost-cutting measure. Still, there are ways to save energy and cut your electric bill. Use … [Read more...] about 6 ways to save on air conditioning

Want to live without a car? Car sharing may be an option

With the prices of car ownership steadily increasing, more people are wondering if they can become a one-car family or even get rid of their personal vehicle entirely. In the past, this was only realistic in big cities with good public transportation. Nowadays, though, the "sharing economy" that … [Read more...] about Want to live without a car? Car sharing may be an option

Save money in the grocer’s bulk bin aisle

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The next time you are grocery shopping, don’t skip the bulk bins aisle. Tremendous savings can be had when buying grains, beans, spices, flours or other baking or pantry staples in bulk rather than packaged in bags and jars. Whether you need two pounds or two teaspoons of an ingredient, you’ll … [Read more...] about Save money in the grocer’s bulk bin aisle

Can you get high-speed internet for $30 a month or free? Maybe.

Online classes. Working remotely. Online job applications and bill paying. High-speed internet access is as critical to the modern world as electricity, but it can also be hard to afford. But there's good news this week for people who have struggled to pay for internet access at home. As part … [Read more...] about Can you get high-speed internet for $30 a month or free? Maybe.

Ways to save money on groceries

You don't need a government statistician to tell you the inflation level when you can see the price of eggs go up every time you shop. Food prices are one of the most common ways people gauge the cost of living. Cutting your grocery bill is one of the best ways to save when money is tight, but … [Read more...] about Ways to save money on groceries

How to make your own laundry detergent and save

When you find you need to cut back on expenses, or you simply would like to live simply, there are surprising ways to pinch a few pennies. DIY laundry detergent is easy to make and works as well as the store-bought products. Make and store in recycled containers to add to the … [Read more...] about How to make your own laundry detergent and save

Credit cards to help you save money on gas

With today’s rising gas prices, it’s even more important to manage your expenses. The rising cost of groceries is made worse by the rising cost of driving to the grocery store. And as road trip season approaches, vacationers are going to need to budget a lot more for filling up their gas … [Read more...] about Credit cards to help you save money on gas

How I slashed $25,000 in credit-card debt to zero

A few years ago, my long-term partner and I were living in his home country of Canada, and I put a lot of time and money into obtaining permanent residency. But relationships sometimes don’t move forward as planned. I returned to the U.S. in the spring of 2019 with only a truck full of belongings, … [Read more...] about How I slashed $25,000 in credit-card debt to zero

What to know about student loans before you borrow

Considering borrowing student loans for yours or your children’s education? Here’s the basic information you need to know: Federal Student Loans aren’t always superior. Long ago, private student loans were awarded in ridiculously high amounts and interest rates varied, meaning over a 10-year … [Read more...] about What to know about student loans before you borrow

How to save money on gas

Prices at the grocery store and at the gas pump are two of the most common ways people gauge the cost of living. You don't need to wait for the government to release inflation statistics when you can see the price of a single cucumber go up to 60 cents or watch the digits keep rolling past on the … [Read more...] about How to save money on gas

7 ways to save without downsizing your lifestyle

We may earn a commission at no additional cost to you if you make a purchase using the links in this post. As an Amazon Associate, Living on the Cheap earns from qualifying purchases.

When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It's not very motivating to focus on what you're going to lose, rather than how much you can gain by getting out of debt or saving more money toward your big goals. Look on the … [Read more...] about 7 ways to save without downsizing your lifestyle

cut expenses

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