As the temperature exceeds the triple digits this summer, our electric bills are spiraling upward with the heat index.Except for a hardy few, going without air conditioning is probably not a practical cost-cutting measure. Still, there are ways to save energy and cut your electric bill.Use … [Read more...] about 6 ways to save on air conditioning
cut expenses
Want to live without a car? Car sharing may be an option
With the prices of car ownership steadily increasing, more people are wondering if they can become a one-car family or even get rid of their personal vehicle entirely. In the past, this was only realistic in big cities with good public transportation. Nowadays, though, the "sharing economy" that … [Read more...] about Want to live without a car? Car sharing may be an option
Can you get high-speed internet for $30 a month or free? Maybe.
Online classes. Working remotely. Online job applications and bill paying. High-speed internet access is as critical to the modern world as electricity, but it can also be hard to afford. But there's good news for people who have struggled to pay for internet access at home.As part of the … [Read more...] about Can you get high-speed internet for $30 a month or free? Maybe.
Ways to save money on groceries
You don't need a government statistician to tell you the inflation level when you can see the price of eggs go up every time you shop. Food prices are one of the most common ways people gauge the cost of living. Cutting your grocery bill is one of the best ways to save when money is tight, but … [Read more...] about Ways to save money on groceries
How to save money on gas
Prices at the grocery store and at the gas pump are two of the most common ways people gauge the cost of living. You don't need to wait for the government to release inflation statistics when you can see the price of a single cucumber go up to 60 cents or watch the digits keep rolling past on the … [Read more...] about How to save money on gas
How to make your own laundry detergent and save
When you find you need to cut back on expenses, or you simply would like to live simply, there are surprising ways to pinch a few pennies. DIY laundry detergent is easy to make and works as well as the store-bought products. Make and store in recycled containers to add to the … [Read more...] about How to make your own laundry detergent and save
Credit cards to help you save money on gas
With today's gas prices, it’s even more important to manage your expenses. The rising cost of groceries is made worse by the rising cost of driving to the grocery store. And as road trip season approaches, vacationers are going to need to budget a lot more for filling up their gas … [Read more...] about Credit cards to help you save money on gas
How I slashed $25,000 in credit-card debt to zero
A few years ago, my long-term partner and I were living in his home country of Canada, and I put a lot of time and money into obtaining permanent residency. But relationships sometimes don’t move forward as planned. I returned to the U.S. in the spring of 2019 with only a truck full of belongings, … [Read more...] about How I slashed $25,000 in credit-card debt to zero
What to know about student loans before you borrow
Considering borrowing student loans for your education or your children’s? Here’s the basic information you need to know: Federal Student Loans aren’t always superior Long ago, private student loans were awarded in ridiculously high amounts and interest rates varied, meaning over a 10-year … [Read more...] about What to know about student loans before you borrow
12 hacks to cut your grocery bill in half
Of course, everyone would like to cut the supermarket bill by 50% or more. For a moderate budget for a family of four, the most recent figures from the U.S. Department of Agriculture estimate you would spend between $1,166 and $1,358 a month for groceries. But you don’t have to go to the … [Read more...] about 12 hacks to cut your grocery bill in half
How to shop and save at ALDI
You may have wondered what the big draw is to ALDI grocery store chain. Some say it’s a strange cult, a mecca for frugal shoppers. The store even has fan clubs with impressive numbers of followers. And I think it might be the only store that has a secret language. Stay with me and I’ll … [Read more...] about How to shop and save at ALDI
7 ways to save without downsizing your lifestyle
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When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It's not very motivating to focus on what you're going to lose, rather than how much you can gain by getting out of debt or saving more money toward your big goals.Look on the … [Read more...] about 7 ways to save without downsizing your lifestyle
Snag the best thrift store finds with these insider tips
Thrift store shopping has long been a necessity for those with limited resources, but these days it’s embraced by people of all economic levels who love the thrill of the hunt. Not only is thrifting a dependable way to save money, but it’s fun. Where else can you find a Liz Claiborne skirt (new, … [Read more...] about Snag the best thrift store finds with these insider tips
6 ways to get a cheap gym membership
The ever-increasing price of gym memberships may have you running for the hills, but if outdoor recreation doesn't give you everything you need in a fitness program, then try these tips to get a great deal on a membership at a gym in your area. Try before you buy With any … [Read more...] about 6 ways to get a cheap gym membership
How to beat inflation and save on almost everything
For the first time in decades, American shoppers are having to deal with inflation — the widespread, general rise in prices for goods and services. Since you're reading this post on a site called Living on the Cheap, you're probably looking for ways to stretch your dollars to cover some of that … [Read more...] about How to beat inflation and save on almost everything
