Considering borrowing student loans for yours or your children’s education? Here’s the basic information you need to know: Federal Student Loans aren’t always superior. Long ago, private student loans were awarded in ridiculously high amounts and interest rates varied, meaning over a 10-year … [Read more...] about What to know about student loans before you borrow
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Frugal living guide: How to have less stuff and save money
Frugal living means you buy and use less, saving money and time. Happily, these are also basic tenets of minimalism, which is quite trendy right now so if you like living with less, you're in style! On the other hand, if you are a spendthrift used to buying out of want rather than need, … [Read more...] about Frugal living guide: How to have less stuff and save money
12 hacks to cut your grocery bill in half
Of course, everyone would like to cut the supermarket bill by 50% or more. After all, on average we spend $387 per month on groceries. But you don’t have to go to the extremes you see on "Extreme Couponing" or map out the invasion of the store like it's a small dictatorship. Instead, stock up on … [Read more...] about 12 hacks to cut your grocery bill in half
How to shop and save at ALDI
You may have wondered what the big draw is to ALDI grocery store chain. Some say it’s a strange cult, a mecca for frugal shoppers. The store even has fan clubs with impressive numbers of followers. And I think it might be the only store that has a secret language. Stay with me and I’ll … [Read more...] about How to shop and save at ALDI
How to save money on gas
Prices at the grocery store and at the gas pump are two of the most common ways people gauge the cost of living. You don't need to wait for the government to release inflation statistics when you can see the price of a single cucumber go up to 60 cents or watch the digits keep rolling past on the … [Read more...] about How to save money on gas
7 ways to save without downsizing your lifestyle
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When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It's not very motivating to focus on what you're going to lose, rather than how much you can gain by getting out of debt or saving more money toward your big goals. Look on the … [Read more...] about 7 ways to save without downsizing your lifestyle
10 Depression-era hacks and frugal living ideas to save money now
It’s time to look at real ways to save money during trying times. During the Great Depression, people employed 1930s frugality and simple-living tricks to save money and survive the lean years. We can take a page from their book and do it again. Here are 10 Depression Era hacks and … [Read more...] about 10 Depression-era hacks and frugal living ideas to save money now
Snag the best thrift store finds with these insider tips
Thrift store shopping has long been a necessity for those with limited resources, but these days it’s embraced by people of all economic levels who love the thrill of the hunt. Not only is thrifting a dependable way to save money, but it’s fun. Where else can you find a Liz Claiborne skirt (new, … [Read more...] about Snag the best thrift store finds with these insider tips
How to cut the cost of pet care
I hadn’t planned to get a new dog after my beloved Daphne died just short of her 15th birthday. However, I developed a bad habit of scrolling through the adorable faces of dogs up for adoption at my local Humane Society. As soon as I spotted Matilda and her huge ears, I had to jump in the car and … [Read more...] about How to cut the cost of pet care
How to profit from your old CD and DVD collections
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Before high-speed internet and digital music and movies, it wasn't rare for people to spend thousands of dollars on a DVD and CD collection. But with today’s options for online streaming and on-demand content, the need for physical media has gone by the wayside as easier and cheaper versions of … [Read more...] about How to profit from your old CD and DVD collections
6 ways to get a cheap gym membership
The ever-increasing price of gym memberships may have you running for the hills, but if outdoor recreation doesn't give you everything you need in a fitness program, then try these tips to get a great deal on a membership at a gym in your area. Try before you buy. With any … [Read more...] about 6 ways to get a cheap gym membership
How to save money on food without using coupons
Groceries for a family of four cost an average of about $1,000 a month, not including takeout and restaurant meals, according to the U.S. Department of Agriculture. That’s a big chunk of change. But there are ways to spend less on food and still eat a healthy, nutritious diet. And you may be … [Read more...] about How to save money on food without using coupons
