Are you independently wealthy, or could you use six ways to save $400 this month? You may be looking for ways to free up some cash to pay for college, afford your children's clothes, pay for holiday gifts or just be able to sock away more money for retirement. Recently, we revisited some of our … [Read more...] about 6 ways to save at least $400 this month
Money
Frugal living guide: How to have less stuff and save money
Frugal living means you buy and use less, saving money and time. Happily, these are also basic tenets of minimalism, which is quite trendy right now so if you like living with less, you're in style! On the other hand, if you are a spendthrift used to buying out of want rather than need, … [Read more...] about Frugal living guide: How to have less stuff and save money
Credit cards: Everything you always wanted to know but were afraid to ask
Many consumers have a mixed relationship with credit cards. On one hand, they can lead to cash back, travel rewards, and the ability to buy something now and pay later. But when used irresponsibly, credit cards can lead to massive debt and expensive interest payments. If you typically use cash or … [Read more...] about Credit cards: Everything you always wanted to know but were afraid to ask
Good jobs that don’t require a college degree
There are a lot of ways to handle the high cost of a college education. Most experts agree that the cost will be made up over the life of a career by higher-paying jobs that require that college degree. But maybe you aren’t sure it’s worth it. Or maybe you just can’t afford college right now and … [Read more...] about Good jobs that don’t require a college degree
How to simplify your life (in 3 easy steps)
You want to simplify your life, but don't know where or how to start. Maybe you’re thinking about retirement, or you’re looking to change jobs, or the return to work and school seems overwhelming again. Your journey to happiness starts now.When I think of the word “simplify” I am reminded of … [Read more...] about How to simplify your life (in 3 easy steps)
Apps to save you money on the go
Mobile technology is advancing with leaps and bounds, and new apps and features help us save money wherever we are. Whether you are headed to the store, the gas station, or vacation, there are apps to help you save money along the way. Here are some favorite apps to save you money on the … [Read more...] about Apps to save you money on the go
Do a no-spend challenge to see where you can save
If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. We think any budget-minded individual should try a no-spend … [Read more...] about Do a no-spend challenge to see where you can save
4 phone calls that can lower your bills
Putting money back into your pocket every month by lowering your bills would be great, right? By making a few key phone calls and being a smart consumer, you can do just that. All you need to get the job done is some dedicated time to get the right person on the phone. Easier said than done, right? … [Read more...] about 4 phone calls that can lower your bills
Easy ways to give back to your kids’ school
As schools try to balance their budgets while keeping up with always-increasing expenses, they are looking more to families and parent-teacher organizations to help with school supplies, field trips and other programs. Doing a little can sometimes go a long way. Below are some funding ideas that you … [Read more...] about Easy ways to give back to your kids’ school
How to negotiate a lower credit card interest rate
Trying to pay down debt? One thing holding you back is likely the interest you pay on your credit cards. The high rate of interest means that a large portion of your payment goes straight into someone else's pocket, rather than going toward debt reduction.If you want to speed up the debt … [Read more...] about How to negotiate a lower credit card interest rate
Affordable family cellphone plans
Cellphone plans run from very inexpensive to hundreds of dollars per month. Some are prepaid. Some have a contract. Some come from big, reputable companies everyone knows. Some few have heard of. There are so many options that it can be hard to make the right decision.While each company … [Read more...] about Affordable family cellphone plans
10 things college students should learn about money
Heading off to college? Congratulations. You’ll be surprised that much of the learning you’ll do over the next four years has less to do with the classroom than with life. If you’re like many young adults, college is the first time you’ll keep your own schedule, plan your own meals, manage your … [Read more...] about 10 things college students should learn about money
It’s never too late: Free tuition for seniors
One of my favorite public radio shows features an audience quiz, “Things You Should Have Learned in School Had You Been Paying Attention.” I love listening to the show, but that quiz stumps me every week. Truth be told, I didn’t pay much attention in school because I was eager to get on with … [Read more...] about It’s never too late: Free tuition for seniors
Easy ways to save on school supplies
It's the most exciting time of the year for bargain shoppers who have kids in school (or for anyone who likes cheap office supplies). For some people, school supply shopping is a big, fun, traditional spending spree. It was for my mom and me. But I’ve made this time of year into a big, fun, … [Read more...] about Easy ways to save on school supplies
38 ways to save money while dining out
We all have days when we don't feel like cooking, but dining out can be so expensive and you should never spend money you don't have in hand. Saving money takes some planning on the front end. Here are 38 ways to help you dine out for less.Read the menu online before you commit to dining … [Read more...] about 38 ways to save money while dining out