Whether retirement seems like a far-off dream or you’ve been retired for years, it’s important to consider how you want your retirement to look. Almost half of American workers plan to continue working in some capacity, finding alternatives for retirement to generate extra income or some passive … [Read more...] about Ways to make extra money in retirement
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Sales tax holidays for back-to-school shopping
Some states have sales tax holidays every summer to assist families with getting their kids outfitted for school. Some states also have a sales tax holiday that focuses on hurricane preparedness items or energy-saving appliances. If you plan to make one of those purchases, and it’s not an emergency … [Read more...] about Sales tax holidays for back-to-school shopping
Comparing drugstore card perks: Rite-Aid vs. CVS vs. Walgreens
Drugstores carry everything from health and beauty items to school supplies and kitchenware, often at relatively low prices. We looked at three nationwide chain drugstores to decipher their rewards programs and let you in on the potential perks and pitfalls.Rite Aid Sign up for a Rite Aid … [Read more...] about Comparing drugstore card perks: Rite-Aid vs. CVS vs. Walgreens
How to find deals at estate sales
An estate sale, sometimes known as a tag sale, and sometimes operated as an estate auction, is the sale of everything inside a house. The sales are often held to clean out the house of someone who has died, but many sellers are simply looking to downsize from a big house or start over with new … [Read more...] about How to find deals at estate sales
Help for college students who have moved back home (and their parents)
Congratulations! You graduated!And now you are moving back home.The reason is probably financial. Tuition isn’t cheap and you may have tackled that bill on your own. Although some colleges and universities froze or lowered tuition during the pandemic, many cite lower enrollment numbers … [Read more...] about Help for college students who have moved back home (and their parents)
A $50-a-week meal plan for 1 by shopping at ALDI
Sticker shock used to be synonymous with new cars. Now it's in the grocery store (and everywhere else). Along with gasoline prices, the cost of food has increased across the United States. And although the rate of inflation has slowed since this story was first published, cutting your … [Read more...] about A $50-a-week meal plan for 1 by shopping at ALDI
Money management strategies for new grads
Looking to impart some financial wisdom on the soon-to-be college grads in your life? We turned to Scott Gamm, author of More Money, Please: The Financial Secrets You Never Learned in School, to help you do just that.As someone who wrote a book on finances when he was in his twenties, … [Read more...] about Money management strategies for new grads
Downsize your clutter and build wealth
Are you ready to downsize your home and save money? If so, you'll need to decide which of your current belongings you're going to keep and which need to go. Even if you're not planning on moving, decluttering can save you money by freeing up space and keeping you from buying more storage … [Read more...] about Downsize your clutter and build wealth
How to get a good deal on renting your first apartment
Striking out on your own for the first time can be exciting, but the whole thing can be daunting. Today's renters face a different housing world than their parents did at the same age. Almost one in four millennials say they expect to rent forever, according to research by Apartment List, an … [Read more...] about How to get a good deal on renting your first apartment
GoodRx could help with prescription medication costs
Rising prescription prices, even if you have a solid health insurance plan, can break a monthly budget. GoodRx is a frugal way to lower your out-of-pocket prescription costs and help you stay on track.GoodRx is a database of branded drug savings programs, and offer discounts on non-branded drugs … [Read more...] about GoodRx could help with prescription medication costs
How to make and save money at garage and yard sales
Even though we can buy just about anything with the click of a mouse, garage and yard sales are bigger than ever. Sellers want to declutter their homes and are tempted by an easy path to making extra money. Shoppers are eager to score great deals at other people’s sales, rather than paying top … [Read more...] about How to make and save money at garage and yard sales
Should you spend money to save time?
Time and money are both limited resources. How do you decide when to spend money to save time versus when to save money by doing something yourself that takes time?The decision of whether to spend money to save time comes down to time management and the state of your finances. Look … [Read more...] about Should you spend money to save time?
12 money tips for new college graduates
It’s college graduation time. That means those of us who have been around the block a few times can’t resist sharing some of our sage advice with the young people who are preparing to start their professional lives.While every decision you make when you’re 21 or 22 won’t irrevocably change the … [Read more...] about 12 money tips for new college graduates
What to do if you’re more frugal than your spouse
"Did you use the coupon?"I asked my husband this question when he returned from the store. I had a good idea his answer would be some variation of no. Usually he says "I forgot." But that hasn’t stopped me from trying for the past 20 years.My husband doesn’t understand coupons or sales or … [Read more...] about What to do if you’re more frugal than your spouse
5 quick ways to save money right now
If you have taken a pay cut, lost a job or gotten hit with high bills, you're probably looking for ways to save money ASAP. From your cellphone to your grocery bill, here are five strategies for tightening your belt right now. Negotiate with your service providers You don't want to … [Read more...] about 5 quick ways to save money right now