Even though we can buy just about anything with the click of a mouse, garage and yard sales are bigger than ever. Sellers want to declutter their homes and are tempted by an easy path to making extra money. Shoppers are eager to score great deals at other people’s sales, rather than paying top … [Read more...] about How to make and save money at garage and yard sales
Money
Should you spend money to save time?
Time and money are both limited resources. How do you decide when to spend money to save time versus when to save money by doing something yourself that takes time?The decision of whether to spend money to save time comes down to time management and the state of your finances. Look … [Read more...] about Should you spend money to save time?
What to do if you’re more frugal than your spouse
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"Did you use the coupon?"I asked my husband this question when he returned from the store. I had a good idea his answer would be some variation of no. Usually he says "I forgot." But that hasn’t stopped me from trying for the past 20 years.My husband doesn’t understand coupons or sales or … [Read more...] about What to do if you’re more frugal than your spouse
8 resolutions to make before next Tax Day
Phew.... That’s the collective exhale you hear as another Tax Day comes and goes. Maybe you filed early and already have that refund in hand. Perhaps you waited until the last minute to dig out those dog-eared receipts, credit card statements and 1099s, and your return is still winging its way … [Read more...] about 8 resolutions to make before next Tax Day
How to navigate college financial aid offers
Congratulations to your son or daughter on his or her acceptance to college. Typically, chools let applicants know whether they have been accepted by April 1. Most times, they require your child to reply with an answer by May 1.Along with those acceptance letters come offers of financial aid, if … [Read more...] about How to navigate college financial aid offers
11 ways to save money using social media
Social media is a daily distraction, but not many people know they can use Twitter, Pinterest, YouTube and other channels to save money. That's right, you can use your break-time scrolling to find deals and resources to keep your expenses down.Embrace high-tech frugality with these 11 ways to … [Read more...] about 11 ways to save money using social media
What to know about student loans before you borrow
Considering borrowing student loans for your education or your children’s? Here’s the basic information you need to know: Federal Student Loans aren’t always superior Long ago, private student loans were awarded in ridiculously high amounts and interest rates varied, meaning over a 10-year … [Read more...] about What to know about student loans before you borrow
How to budget with the envelope system
This post is by Eva Baker of Teens Got Cents.Have you bought a new pair of sunglasses lately? Sunglasses from one of those fancy sunglass shops start around $50 and go on up — way up. I've never been one to spend $150 on a pair of sunglasses. Truth is, I lose them. Drop them. Sit on them. … [Read more...] about How to budget with the envelope system
10 frugal living tips for young families
Young families have it rough. Parents might still be paying off student loans, while they try to save for a first (or forever) home and pay for preschool or childcare. Many are climbing the corporate ladder, working their way up to those bigger salaries, or starting a new business that has yet to … [Read more...] about 10 frugal living tips for young families
7 ways to save without downsizing your lifestyle
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When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It's not very motivating to focus on what you're going to lose, rather than how much you can gain by getting out of debt or saving more money toward your big goals.Look on the … [Read more...] about 7 ways to save without downsizing your lifestyle
Should you pay off your mortgage?
One of the more hotly debated issues in personal finance is whether you should pay off your mortgage early. As with most things, there is no one-size-fits-all answer. Here are a few questions to guide you:1. Are you receiving a tax deduction? Although everyone assumes that they are getting a … [Read more...] about Should you pay off your mortgage?
Credit card balance transfers: When are they a good deal?
I once had a friend who bragged about never paying interest because she shuffled her credit card balances around whenever she had a 0% balance transfer offer. What she didn't realize was that by not paying off the debt, she was actually wasting time (and money), since a balance transfer fee was … [Read more...] about Credit card balance transfers: When are they a good deal?
How to purchase travel insurance
Travel insurance is no longer optional. After two years of travel disruptions that show no sign of ending any time soon, it's more or less mandatory. So how do you buy travel insurance in this environment? Very carefully, say experts.2 types of travel insurance If you're going to … [Read more...] about How to purchase travel insurance
Is it worth the cost to upgrade my cellphone now?
According to a 2021 survey from tech care company Asurion, the cellphone has taken the top spot as most essential item for Americans, overtaking their vehicle or their refrigerator — which makes sense when you consider that you can't do a group text with Uber or Lyft. So whenever a new phone model … [Read more...] about Is it worth the cost to upgrade my cellphone now?
When disputing a credit card charge isn’t the best answer
When Jeff Campbell checked in at the Austin airport for a spring break vacation, the last thing on his mind was a credit card chargeback. Instead, he was thinking about the fun he’d have with his three daughters at Universal Orlando Resort that week.“Literally at the gate, my airline canceled … [Read more...] about When disputing a credit card charge isn’t the best answer
