Move out of a rental, and you’re likely to have plans for the security deposit your landlord has been kindly holding for you. Make sure you get your hard-earned money returned when you vacate the premises by keeping the following five tips in mind.Pre-qualify your potential landlord. Before … [Read more...] about 5 tips for getting your security deposit back
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How to create a retirement plan when you’re self-employed
Whether permanently or temporarily, by choice or by circumstance, many of us are self-employed these days. We're in this gig economy, where so many of us are making our own livings with our own small businesses. That's great. Except for one thing: People who are self-employed have to provide their … [Read more...] about How to create a retirement plan when you’re self-employed
Free, cheap and high-value ways to do your taxes
If you're looking to make this tax season easier than last year's, or if your financial circumstances have changed, we have a list of resources for you to consider.Online: Filing your taxes online is easy, and it may be free if your income is low enough and your financial situation has few … [Read more...] about Free, cheap and high-value ways to do your taxes
Five tips for a frugal French adventure
You may be under the impression that a two or three-week French getaway is only a possibility for the much (and appropriately) maligned One Percent.But what if it isn’t? What if you could affordably live la bonne vie for a fortnight or more for, say, $2,000 per person? Or less?Doable, … [Read more...] about Five tips for a frugal French adventure
7 strategies for frugal urban living (no cheapskates allowed)
The cost of living in a major metropolitan area runs higher than average. Frugal urban living is the ultimate oxymoron because there are just so many fun ways to spend money.Consumer temptations abound in the city. From parking and lattes to fashion and entertainment, the cosmopolitan … [Read more...] about 7 strategies for frugal urban living (no cheapskates allowed)
14 home improvements that save on your heating bill
Winter is definitely here, and for many that means high utility bills to heat their homes.While you can’t do anything about the chilly weather, you can take steps to make your home more energy efficient and pay less for heating.To start, the U.S. Department of Energy has a do-it-yourself … [Read more...] about 14 home improvements that save on your heating bill
How to find free fitness classes
Gyms are awesome and yoga studios are calming, but they can be really expensive. Some gyms even charge another few dollars for classes on top of membership fees.Staying fit is a money saver, but it can cost a lot to keep it up. Below are some places to look in your town for free fitness … [Read more...] about How to find free fitness classes
12 cheap, easy Christmas DIY decor projects
Ho-ho-homemade is the key to cheap, but pretty, holiday decorations. I mean, have you seen the prices on real Christmas wreaths? Here are some ideas we gleaned from various sources to help you put some sparkle into your holidays without busting the budget.Bonus: Most of these ideas are … [Read more...] about 12 cheap, easy Christmas DIY decor projects
What happened at Equifax and how can you protect yourself
On September 7, 2017, Equifax announced that its massive database of consumer credit data was breached. If you had never heard of Equifax before, you may be in for a surprise.Equifax is one of three companies that keeps a copy of your credit history, which includes your name, address, social … [Read more...] about What happened at Equifax and how can you protect yourself
An easy and cheap way to make your own Christmas ornaments
Every year throughout December our family does a Christmas countdown calendar. It's full of activities like making cookies with Mom, swimming with Daddy, driving around town looking at Christmas lights, and 21 more. One of those activities is always making homemade ornaments for our tree and as … [Read more...] about An easy and cheap way to make your own Christmas ornaments
6 holiday shopping apps to score deals and stay organized
Back in the day, holiday shopping prep was looking through the circulars from the Sunday paper, making a list of gifts you had to buy, and then heading to the mall. You had high hopes that the items on sale would still be there when you arrived, and depending on how late in the season it was, you … [Read more...] about 6 holiday shopping apps to score deals and stay organized
How to avoid buying the wrong home in a hot market
Many home-buyers are finding themselves in an unusual situation: They have enough money and are preapproved for a mortgage, but can they actually secure a house?The number of homes for sale continues to fall, with the supply of homes of homes for sale even tighter at the lower price … [Read more...] about How to avoid buying the wrong home in a hot market
How to use your coupon skills to help others
A few weeks ago, I bought 56 tubes of toothpaste, 43 cans of shaving cream and 35 bottles of liquid hand soap. Not that I need 56 tubes of toothpaste, 43 cans of shaving cream and 35 bottles of liquid hand soap, but my favorite local charity does. How much did I spend? Zero. Well, that's not exactly … [Read more...] about How to use your coupon skills to help others
Twice I got scammed buying discounted gift cards — here’s what I learned
I’m a sucker for buying discounted gift cards to retailers where I normally shop. An extra 18 percent off at Old Navy or 24 percent off at Michael’s in addition to their coupons and sales?Yes, please!Online marketplaces allow you to resell unwanted gift cards and get money you can spend … [Read more...] about Twice I got scammed buying discounted gift cards — here’s what I learned
Earn college savings from your shopping
Earning cash for your kid’s college education from money you’d spend anyway is the easiest way to save for college without it impacting your finances. You can do so by getting a credit card that offers cash back or earning money through shopping rewards programs.Here are some of the … [Read more...] about Earn college savings from your shopping
