We've all heard the warnings and are well aware that we should save more for retirement. It's always a good time to take concrete steps to do just that.Uncle Sam wants you to save for retirement so much that the federal government has created a number of tax-advantaged retirement accounts, … [Read more...] about 7 types of retirement savings accounts
How to leave college with less student loan debt
More than six in ten (62%) college seniors who graduated from public and private nonprofit colleges in 2019 had student loan debt and they owed an average of $28,950, according to an October 2020 report by The Institute for College Access and Success. But smart planning can help you graduate … [Read more...] about How to leave college with less student loan debt
How to pay for your next vacation with rewards points and miles
Summer Hull has taken her family to Hawaii, Walt Disney World, Paris, the Maldives and around the United States to visit relatives – all on airline and hotel rewards points."We literally have gone around the world," she says. "Our baby's not even 1 year, and she's been on a dozen miles and … [Read more...] about How to pay for your next vacation with rewards points and miles
How to avoid HOA battles that cost time, money and energy
If you buy a condominium, townhouse or single-family home in a newer development, you’re likely to become a member of a community association.More than 50 percent of American homeowners live in a community governed by a condo association, homeowners association or co-op board, according to … [Read more...] about How to avoid HOA battles that cost time, money and energy
How to negotiate the best deal when buying a house
The old saying is that in real estate, everything is negotiable. But is it really? When you go to buy a house, you’re certainly hoping to get the best price and terms. To do that, you need to know when to start negotiating and when to stop. That begins with being familiar with the market, down to … [Read more...] about How to negotiate the best deal when buying a house
How to find the right health insurance
With all you’ve heard about problems with the Affordable Care Act, you might think it’s not a good option for 2021 health insurance. Despite all the efforts by opponents to kill it, the ACA remains alive and is offering health insurance for 2021 under essentially the same rules that applied in … [Read more...] about How to find the right health insurance
How to order groceries online: comparing services
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With people staying home most of the time, ordering groceries online is more important than ever. But people who have never ordered food online may be confused by the options.For most services, you start with an app or an online portal, where you pick out what you want, list quantities and pay … [Read more...] about How to order groceries online: comparing services
Free or low-cost home security strategies
You want to keep your home safe from thieves, but you don't want to spend a fortune doing so because, frankly, you don't have a fortune worth stealing. Technology has significantly brought down the cost of home security systems and home surveillance cameras, many of which you can install … [Read more...] about Free or low-cost home security strategies
Free broadcasts of Metropolitan Opera
If you're an opera fan, you don't have to give up your favorite pastime just because local theaters and opera houses are closed.The Metropolitan Opera is offering nightly streams of encore presentations from its Live in HD series.The streams will begin on Monday, March 16. Each will … [Read more...] about Free broadcasts of Metropolitan Opera
22 places to order meat, coffee, fruit, produce and other food online
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You're doing nearly all your shopping online, or you can't always find what you want at your local supermarket. Or maybe you can't get delivery in your rural area. Many companies that always ship food online are stepping up to serve hungry consumers during this times. You can get everything from a … [Read more...] about 22 places to order meat, coffee, fruit, produce and other food online
22 companies that are hiring now
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Many people have lost jobs in recent weeks, either permanently or temporarily. If you're worried about how to make ends meet, it is helpful to know that some companies are still hiring all over the country. You probably can find a job.Demand for workers at grocery stores, drugstores, … [Read more...] about 22 companies that are hiring now
How to avoid scams during a crisis
When any crisis or natural disaster occurs, the scammers immediately come out of the woodwork. The current situation is no different.There is bogus advice on Facebook, ads for products that claim (falsely) to detect, cure or treat coronavirus and even thieves going door-to-door claiming to be … [Read more...] about How to avoid scams during a crisis
Save money, get fit, eat healthy, get organized and have more fun this year
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We know that people look at the New Year as a time to make a new start. We're putting together our five days of New Year’s resolutions, with strategies to keep them. This is for anyone who wants to spend less on groceries, get fit, eat healthier food, get organized and have more fun in the new … [Read more...] about Save money, get fit, eat healthy, get organized and have more fun this year
Smart advice about starting your own business
You’re finally ready to take the plunge and start your company. But starting a business takes more than picking a name and putting up a Facebook page.Before you sell (or code) your first widget, you need a proper business structure. At both the federal and state government level, … [Read more...] about Smart advice about starting your own business
Medicare open enrollment: How to pick a plan
Medicare open enrollment is a time each year during which people who are on Medicare can change their health plans or their prescription drug coverage for the following year. This year’s open enrollment period is from Oct. 15 through Dec. 7.Here are your benefit options:Original … [Read more...] about Medicare open enrollment: How to pick a plan
