Tools can be very expensive. Unless it's part of your trade, it's often not cost-effective for "do-it-yourself-ers" to buy tools for quick repair jobs around the house or on a car. Thanks to Auto Zone's Loan-A-Tool, there's no more need to pay for tools you need temporarily. Using the FREE service … [Read more...] about Auto Zone’s Loan-A-Tool service offers free tool rentals
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Valentine’s Day gifts that cost a little, say a lot
Valentine’s Day is a day for lovers, but some might feel Cupid's arrow hitting you in the wallet instead of the heart. Just remember that it is not about money; you can stay on budget while showing your true love how much you care.Food is love. Spread a quilt in front of the fireplace (or … [Read more...] about Valentine’s Day gifts that cost a little, say a lot
How much will I get from Social Security?
I recently saw an interview with the Acting Director of the Social Security Administration (SSA) discussing retirement preparedness in the US. The statistics she gave were startling:For 61 percent of elderly beneficiaries, Social Security provides the majority (more than 50 percent) of their … [Read more...] about How much will I get from Social Security?
How to get started investing
Whether you're a twenty-something who has just gotten your first job or you've been out in the world of work for decades, here is how to start investing.First of all, good for you! The earlier you start saving, no matter how much it is, the more money you will have later. And if you're … [Read more...] about How to get started investing
Quick and easy budgeting on paper
Happy New Year! If you've been thinking about preparing and living on a budget this year following is how to get started immediately. With a little tracking (that can lead to some self-awareness) you can be on your way to achieving your financial goals in no time.Pen and paper v. Software and … [Read more...] about Quick and easy budgeting on paper
How to buy the right used bicycle
You may have decided bicycling is a great way to keep fit, but you don't want to buy new. You can find great deals on used bicycles at yard sales or thrift stores, newspaper or Craigslist ads. Pavel Cherkasov of Magic Wheel Bike Shop in Websterville, Vermont, cautions that before you buy a used bike … [Read more...] about How to buy the right used bicycle
High-style, low-cost party outfits
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Fall fashion magazines showed that design this season tapped into baroque-style, but that doesn't mean you need to go b-r-o-k-e to keep up with the trends. Everyone has read an article in a fashion magazine that promises the "look for less," only to find pieces still priced in the hundreds of … [Read more...] about High-style, low-cost party outfits
8 ways to get help with high drug costs and medical bills
Medical costs are rising across the United States, and patients are left paying a bigger percentage of the bill. Most Americans, whether their health insurance is provided through an employer, the Affordable Care Act exchange or the open market, are paying a higher share of their medical care costs … [Read more...] about 8 ways to get help with high drug costs and medical bills
9 quick and easy edible gifts for a crowd
Adults aren’t the only ones who enjoy giving gifts during the holidays. Kids like being givers, too. That’s why, when thinking about gifts for their teachers, kids often expand the gift list to include what seems like every adult in the school – the computer teacher, librarian, gym teacher, art … [Read more...] about 9 quick and easy edible gifts for a crowd
Can’t afford holiday tips? Here’s what to do
If you're living on a fixed income or a tight budget, you may have small budget for holiday gifts. But what we often forget about are all of those extras — gifts for teachers, hair stylists, babysitters, mail carriers — the list seems to go on and on.It can be frustrating if you've had to cut … [Read more...] about Can’t afford holiday tips? Here’s what to do
Lego mania: Finding the best Lego deals
As I read my son’s Christmas wish list (aka the Santa List) this year, I was secretly hoping for more variety, but there it was — all Legos again. With age came sophistication for which Lego products he wanted, but so came an increase in price. It was getting more difficult to find a … [Read more...] about Lego mania: Finding the best Lego deals
Here’s a sweet deal: Make your own cocoa mix
On a cold winter’s eve, what tastes better than a cup of hot cocoa? Hot cocoa mix (especially the gourmet brands, like Ghirardelli) might be a luxury item on your grocery list, and it can be really pricey if you buy a cup at Starbucks or other coffee hut. So why not make your own at home? It's easy, … [Read more...] about Here’s a sweet deal: Make your own cocoa mix
How to pack a winter emergency kit for your car
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Cooler weather has started to spread across the United States, and snow isn’t far behind for many states, if you haven't seen it already. As you start to pull out your winter gear (or light jackets for those in warmer climates), it's a good time to make sure your car is stocked with a few … [Read more...] about How to pack a winter emergency kit for your car
Navigating the minefield of office gift exchanges
It's awkward enough choosing the wrong gift for Uncle Fred for Christmas, but at least you won't see him for another 364 days. Choose incorrectly for the gal in the next cubicle, and you have to live with that embarrassment on a daily basis.That's why personal etiquette and branding expert Vicky … [Read more...] about Navigating the minefield of office gift exchanges
How to start your career and your financial life on the right foot
Congratulations, you've ready to start your real job. Welcome to the world of work. Following are some tips you should follow to help get your career and financial life off to a good start.Even though you've graduated you may not know exactly what you want to do or you think you do but once … [Read more...] about How to start your career and your financial life on the right foot
