Hey, who doesn’t love free money, right? I mean, sure, you might scoop up a shiny quarter off the sidewalk or fish some crumpled bills out of the couch cushions, but what if I told you there’s a whole treasure trove of cash out there with your name on it—legitimately yours, just waiting to be … [Read more...] about Get (your) free money – it’s easy to find
Money
Surprising things hurting your credit score
Your credit score is one of those numbers that can feel like a mystery until you dig into what’s behind it. According to FICO.com, it’s built from five big pieces: payment history, amounts owed, length of credit history, new credit, and types of credit used—in that order of importance. That makes … [Read more...] about Surprising things hurting your credit score
The 411 on the FAFSA for college financial aid
If you are the parent of a college student or soon-to-be college student, you need to get all your paperwork together now so you can fill out the FAFSA.While we do try to have factual information, be sure to verify deadlines, dates, times, and information for your specific student and state. … [Read more...] about The 411 on the FAFSA for college financial aid
Using a library membership for more than just books
Your library card is a VIP pass to a world of free perks—way beyond books. From streaming services to tool rentals and even free museum passes, here’s how to get the most out of it.Photo Credit: Deposit Photos In an age where digital content is at our fingertips, the humble library might … [Read more...] about Using a library membership for more than just books
Does your pet need food stamps? Find pet care when you can’t afford it
Owning a pet can be one of the most rewarding relationships in your life. Pets are loyal, loving and even provide health benefits for their owners, such as lower blood pressure and stress reduction. Unfortunately, pets can be expensive when you add up food costs, supplies and trips to the … [Read more...] about Does your pet need food stamps? Find pet care when you can’t afford it
Car buying apps that help you shop for cars
If you are in the market for a new or used car, these car shopping apps will help you find the best deal and save money. What I love about these hand-held tools is that you can use them to find a better price than a dealer is offering you even while you are inside the dealership and use that to … [Read more...] about Car buying apps that help you shop for cars
Frugal living tips from the Great Depression
When money is tight, it’s easy to feel overwhelmed. But history teaches us resilience, and the Great Depression era is a treasure trove of practical, resourceful ideas for stretching every dollar.During the 1930s, families learned to make do with what they had, repurpose items, and find creative … [Read more...] about Frugal living tips from the Great Depression
The ‘Money Detox’ Challenge: How to reset your spending habits in 30 days
We live in a world that’s constantly encouraging us to spend. From targeted ads to the convenience of one-click purchases, it’s easy to fall into the trap of mindless spending. (we've all been there at some point in time, right?)But what if you could hit the reset button on your financial … [Read more...] about The ‘Money Detox’ Challenge: How to reset your spending habits in 30 days
The 1% Rule: How tiny changes can lead to big savings
We all dream of building wealth, saving more, and achieving financial freedom. But let’s be honest—overhauling your budget or making drastic lifestyle changes can feel overwhelming.What if I told you that small, incremental changes could lead to big results over time? Enter The 1% Rule, a simple … [Read more...] about The 1% Rule: How tiny changes can lead to big savings
How to save money on car insurance
Want to keep more cash in your pocket while staying covered on the road? Smart moves like bundling policies, raising deductibles, and shopping around can slash your auto insurance bill. Let’s break it down!How to save money on car insurance There’s a lot of wiggle room in between having … [Read more...] about How to save money on car insurance
16 ways to cut expenses this year
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It's a new year, and that means it's time to get your financial house in order. Learning how to cut expenses on the family budget can be a big help! No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will … [Read more...] about 16 ways to cut expenses this year
How to beat inflation and save on almost everything
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For the first time in decades, American shoppers are having to deal with inflation — the widespread, general rise in prices for goods and services. Since you're reading this post on a site called Living on the Cheap, you're probably looking for ways to stretch your dollars to cover some of that … [Read more...] about How to beat inflation and save on almost everything
5 surprising ways your smartphone can save you money
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You’ve probably accepted the fact that you can't live without your smartphone, even if it is an extra expense on top of your other bills. Of course, if you use your phone wisely, it could turn out to be a great investment. Check out these five ways your smart phone can actually help you save … [Read more...] about 5 surprising ways your smartphone can save you money
How to teach your kids about budgets
Money doesn’t grow on trees, but teaching kids how to budget can plant the seeds for financial smarts. Whether it’s managing their allowance or saving for a new toy, kids can learn the value of a dollar—and how to stretch it—through hands-on lessons and simple tools. Let’s dive into how you can turn … [Read more...] about How to teach your kids about budgets
25+ New Year’s resolutions that will save you money in 2025
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This year, resolve to make a change that will put more change in your own pocket. Look at your financial goals for the new year, and make this the year you save money with your New Year's resolutions. Don't know where to start? Look for ways to break down larger goals into smaller manageable ones, … [Read more...] about 25+ New Year’s resolutions that will save you money in 2025
