Before you buy a home, it’s always a good idea to get a professional home inspection. In most cases, you can make your purchase contract contingent on a satisfactory inspection. That means if you don’t like the inspection results, you can cancel the contract, get your deposit back and walk away from … [Read more...] about How to find the best home inspector
Home & Garden
How to get your adult child out of your basement
It’s become somewhat of a stereotype: Young adults are living in their parents’ basements, unable to secure gainful employment and unwilling to grow up. While that’s a bit of an exaggeration, 33% of 25- to 29-year-olds were residents of multi-generational households in 2016, according to a Pew … [Read more...] about How to get your adult child out of your basement
How to buy your first house
Buying your first home is intimidating, and the current economy makes it even tougher. According to a recent article in Market Watch, the inventory of starter homes available to first time home buyers is dwindling. Many homes are in need of major repairs, which drives up the investment cost.But … [Read more...] about How to buy your first house
How to buy a house with 5% (or less) down payment
One hurdle many would-be home buyers face – or think they face — is the need to come up with a big chunk of cash to make a 20% down payment. The good news is that you don’t have to have 20% down, even in today’s tight credit environment, to buy a house.Buyers with good jobs and decent credit … [Read more...] about How to buy a house with 5% (or less) down payment
Regrow your own green onions in your kitchen
Green onions aren’t expensive to purchase in the grocery store, but they are one of those ingredients that I either forget to buy, or they go bad in the fridge before I remember to use them, which is definitely a waste of money. Green onions, also known as scallions, are great for flavor and garnish … [Read more...] about Regrow your own green onions in your kitchen
5 tips for getting your security deposit back
Move out of a rental, and you’re likely to have plans for the security deposit your landlord has been kindly holding for you. Make sure you get your hard-earned money returned when you vacate the premises by keeping the following five tips in mind.Pre-qualify your potential landlord. Before … [Read more...] about 5 tips for getting your security deposit back
14 home improvements that save on your heating bill
Winter is definitely here, and for many that means high utility bills to heat their homes.While you can’t do anything about the chilly weather, you can take steps to make your home more energy efficient and pay less for heating.To start, the U.S. Department of Energy has a do-it-yourself … [Read more...] about 14 home improvements that save on your heating bill
12 cheap, easy Christmas DIY decor projects
Ho-ho-homemade is the key to cheap, but pretty, holiday decorations. I mean, have you seen the prices on real Christmas wreaths? Here are some ideas we gleaned from various sources to help you put some sparkle into your holidays without busting the budget.Bonus: Most of these ideas are … [Read more...] about 12 cheap, easy Christmas DIY decor projects
How to avoid buying the wrong home in a hot market
Many home-buyers are finding themselves in an unusual situation: They have enough money and are preapproved for a mortgage, but can they actually secure a house?The number of homes for sale continues to fall, with the supply of homes of homes for sale even tighter at the lower price … [Read more...] about How to avoid buying the wrong home in a hot market
Plan for needed home repairs
A major home repair can tax any budget. But you don’t have to be surprised when something in your home goes kaput.It’s possible to know, more or less, how long most home components are likely to last and plan for their replacement. Plus, knowing the life span of appliances and home fixtures can … [Read more...] about Plan for needed home repairs
How to pay for major home improvements
Do you want to improve your home? We all do. Your list may include renovating the kitchen, addding a deck, changing outdated light fixtures, building an addition, update the heating and cooling systems or other projects.All those things sound great but they cost home. Home improvements can be … [Read more...] about How to pay for major home improvements
Setting up your perfect home office: what you need
If you are lucky enough to work at home full time, or just get an opportunity to work from home occasionally, do not underestimate the value of a great home office. A well-planned home office can lead to endless productivity and success. A poor work environment, on the other hand, can lead to … [Read more...] about Setting up your perfect home office: what you need
House-Hacking: Eliminate your housing expense using other people’s money
This blog post provides an overview of some concepts discussed at length in my new book, "Set for Life." The book walks full-time employees from little to no net worth to hundreds of thousands of dollars in after-tax wealth not including home equity and retirement accounts and towards early … [Read more...] about House-Hacking: Eliminate your housing expense using other people’s money
Save water and money by fixing leaks around the house
Earth may be known as the "water planet" but even though about 70 percent of its surface is covered by water, less than one percent is available for human use according to the Environmental Protection Agency (EPA). Water supplies are finite, and we can all help protect this critical and precious … [Read more...] about Save water and money by fixing leaks around the house
3 cheap, eco-friendly cleaning products for everything
You don’t need to buy a cupboard full of expensive cleaning products. Just three ingredients clean almost everything in your house. Using vinegar, baking soda and Borax, you can make your own all-purpose spray cleaner, cleanser, drain cleaner and disinfectant.Here’s our handy list … [Read more...] about 3 cheap, eco-friendly cleaning products for everything
