On a cold winter’s eve, what tastes better than a cup of hot cocoa? Hot cocoa mix (especially the gourmet brands, like Ghirardelli) might be a luxury item on your grocery list, and it can be really pricey if you buy a cup at Starbucks or other coffee hut. So why not make your own at home? It's easy, … [Read more...] about Here’s a sweet deal: Make your own cocoa mix
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How to pack a winter emergency kit for your car
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Cooler weather has started to spread across the United States, and snow isn’t far behind for many states, if you haven't seen it already. As you start to pull out your winter gear (or light jackets for those in warmer climates), it's a good time to make sure your car is stocked with a few … [Read more...] about How to pack a winter emergency kit for your car
Navigating the minefield of office gift exchanges
It's awkward enough choosing the wrong gift for Uncle Fred for Christmas, but at least you won't see him for another 364 days. Choose incorrectly for the gal in the next cubicle, and you have to live with that embarrassment on a daily basis.That's why personal etiquette and branding expert Vicky … [Read more...] about Navigating the minefield of office gift exchanges
How to start your career and your financial life on the right foot
Congratulations, you've ready to start your real job. Welcome to the world of work. Following are some tips you should follow to help get your career and financial life off to a good start.Even though you've graduated you may not know exactly what you want to do or you think you do but once … [Read more...] about How to start your career and your financial life on the right foot
Five simple life lessons for my younger self
Recently, I spoke to a group of much younger women to let them in on my secret life lessons. You could certainly describe my life as a normal, middle-class American upbringing. Through the years, I've had perhaps an average number of ups and downs. But things have not turn out as planned.My … [Read more...] about Five simple life lessons for my younger self
Best cloud storage for photos and music
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If you’re like most Americans, you have hundreds of photos, videos and songs scattered among your cellphone, computer, tablet and whatever other devices you own.In recent years, cloud storage options have made it easier to share and organize your multimedia content. With your documents on the … [Read more...] about Best cloud storage for photos and music
7 free education resources to help students get ahead
One secret to getting ahead is knowing that getting ahead takes work. We found several free and cheap education resources to make your journey easier. It might be easier for you if learning comes naturally to you or your family emphasizes education. But even if you are just "average," you can make … [Read more...] about 7 free education resources to help students get ahead
Make your own quick and easy convenience foods
No one can argue that convenience foods are a huge time-saver. When you’re in a rush to get dinner on the table, it’s tough to beat a pouch of flavored rice that cooks in 90 seconds to pair with some chicken nuggets or hamburger patties. A packet of flavored oatmeal makes a fast breakfast on a … [Read more...] about Make your own quick and easy convenience foods
The Coupon Insider: 3 golden rules for big savings
Super savers are often asked, "How did you do that?" The secret is that savers are flexible, organized and value money over time. But for many, "I just don't have time" is the excuse that prevents the everyday shopper from being truly committed to saving money at the grocery store. However, once you … [Read more...] about The Coupon Insider: 3 golden rules for big savings
The Coupon Insider: 4 steps to organize the task
As with any project, the more organized you are, the more successful you'll be. Such is especially true in the world of couponing, particularly if you expect to see any significant savings. Coupon clippers each have their own system and strategy, but we all have one important trait in common: Being … [Read more...] about The Coupon Insider: 4 steps to organize the task
The Coupon Insider: How to spot fake coupons
We’ve heard it before. If it’s too good to be true, it probably is. This is definitely true when it comes to coupons – especially those offering free goods. While it is possible to obtain coupons for free products, they’re not widely available. I’ve only received them through contacting a … [Read more...] about The Coupon Insider: How to spot fake coupons
What happens to your online life when you die?
We don't like to talk about the end of our lives, but it's something that is important to plan for, both for ourselves and for those we leave behind.These days, estate planning includes not only who will inherit our worldly goods when we die, but also what will happen to our digital … [Read more...] about What happens to your online life when you die?
Why and how to make an estate plan, even if you’re not rich
Estate planning is only for old, rich people. Estate planning is scary. Estate planning is so easy you can do it yourself. Wrong. Wrong. And, so wrong, unless you want your family duking it out in front of Judge Judy.Simply put: An estate plan is a set of legal documents that allows you to … [Read more...] about Why and how to make an estate plan, even if you’re not rich
3 travel essentials that are worth spending on to save money
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There’s the saying “sometimes you have to spend money to save money.” In my experience as a consumer travel strategist, I also believe sometimes you have to spend money to ultimately save money. Here are my three favorite must-haves that are worth the initial investment.Lite Gear Rolling Mobile … [Read more...] about 3 travel essentials that are worth spending on to save money
The Coupon Insider: Find secret stash of coupons
One of my best strategies for saving money is to whittle down my grocery bill with coupons. My goal is to save at least 75% every time I shop and have been successful most of the time. Once you get into the groove of using coupons, the trick is to know where to find more coupons.The most obvious … [Read more...] about The Coupon Insider: Find secret stash of coupons
