This blog post provides an overview of some concepts discussed at length in my new book, "Set for Life." The book walks full-time employees from little to no net worth to hundreds of thousands of dollars in after-tax wealth not including home equity and retirement accounts and towards early … [Read more...] about House-Hacking: Eliminate your housing expense using other people’s money
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How to save money at CVS
CVS has some great deals, especially when you find a sale. Here are the techniques you can use to save even more money. Get an Extra Care Card Sign up online. This gives you access to special coupons and Extra Care Bucks (ECB). Extra Care Bucks are CVS gift certificates worth $1-10 that print on … [Read more...] about How to save money at CVS
The 7 best apps for travelers
Nothing can take away the excitement of getting ready to go on a trip, except maybe the packing, planning, getting lost, language barriers, flight delays, etc. The good news is you don’t have to let those potential hurdles stand in the way of an awesome, well-deserved getaway if you find the right … [Read more...] about The 7 best apps for travelers
Where should you keep your emergency fund?
When you start paying attention to your finances, one of the first things you'll want to do is start an emergency fund. The idea behind the emergency fund — which should eventually be enough to pay for three to six months of living expenses — is that you should be able to use it … [Read more...] about Where should you keep your emergency fund?
The ultimate guide to protecting yourself from identity theft and financial fraud
If you’re like most people, you take care of most of your finances online these days. While you might have once been hesitant about online banking or typing in your credit card number to buy that sleek new laptop, now, you’ve probably come around to thinking nothing of depositing checks using your … [Read more...] about The ultimate guide to protecting yourself from identity theft and financial fraud
Save water and money by fixing leaks around the house
Earth may be known as the "water planet" but even though about 70 percent of its surface is covered by water, less than one percent is available for human use according to the Environmental Protection Agency (EPA). Water supplies are finite, and we can all help protect this critical and precious … [Read more...] about Save water and money by fixing leaks around the house
How to renovate your home to age in place
On his 59th birthday, Robert Criner's house burned down.While planning the rebuild, he thought about what elements would make life easier for him and his wife as they get older. Like many baby boomers who remodel, he wants an attractive house that doesn't scream "old people live here," while … [Read more...] about How to renovate your home to age in place
3 cheap, eco-friendly cleaning products for everything
You don’t need to buy a cupboard full of expensive cleaning products. Just three ingredients clean almost everything in your house. Using vinegar, baking soda and Borax, you can make your own all-purpose spray cleaner, cleanser, drain cleaner and disinfectant.Here’s our handy list … [Read more...] about 3 cheap, eco-friendly cleaning products for everything
7 stores to buy trendy fashion inexpensively
Keeping up with all of the latest fashion trends can make your head spin. The struggle is real for consumers trying to save a buck. Luckily, there are stores that allow shoppers the opportunity to stay up to date without having to completely deplete their bank accounts. Make the most of your … [Read more...] about 7 stores to buy trendy fashion inexpensively
Auto Zone’s Loan-A-Tool service offers free tool rentals
Tools can be very expensive. Unless it's part of your trade, it's often not cost-effective for "do-it-yourself-ers" to buy tools for quick repair jobs around the house or on a car. Thanks to Auto Zone's Loan-A-Tool, there's no more need to pay for tools you need temporarily. Using the FREE service … [Read more...] about Auto Zone’s Loan-A-Tool service offers free tool rentals
Valentine’s Day gifts that cost a little, say a lot
Valentine’s Day is a day for lovers, but some might feel Cupid's arrow hitting you in the wallet instead of the heart. Just remember that it is not about money; you can stay on budget while showing your true love how much you care.Food is love. Spread a quilt in front of the fireplace (or … [Read more...] about Valentine’s Day gifts that cost a little, say a lot
How much will I get from Social Security?
I recently saw an interview with the Acting Director of the Social Security Administration (SSA) discussing retirement preparedness in the US. The statistics she gave were startling:For 61 percent of elderly beneficiaries, Social Security provides the majority (more than 50 percent) of their … [Read more...] about How much will I get from Social Security?
How to get started investing
Whether you're a twenty-something who has just gotten your first job or you've been out in the world of work for decades, here is how to start investing.First of all, good for you! The earlier you start saving, no matter how much it is, the more money you will have later. And if you're … [Read more...] about How to get started investing
Quick and easy budgeting on paper
Happy New Year! If you've been thinking about preparing and living on a budget this year following is how to get started immediately. With a little tracking (that can lead to some self-awareness) you can be on your way to achieving your financial goals in no time.Pen and paper v. Software and … [Read more...] about Quick and easy budgeting on paper
How to buy the right used bicycle
You may have decided bicycling is a great way to keep fit, but you don't want to buy new. You can find great deals on used bicycles at yard sales or thrift stores, newspaper or Craigslist ads. Pavel Cherkasov of Magic Wheel Bike Shop in Websterville, Vermont, cautions that before you buy a used bike … [Read more...] about How to buy the right used bicycle
