Money

5 steps to confronting debt and getting ahead

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This post is by Greg Johnson of Club Thrifty.Debt sucks.It sucks up your paycheck. It sucks up your energy. Most important, it sucks up your options.In our new book, Zero Down Your Debt, my wife Holly and I explain how our debt was holding us back. It was destroying the power of our … [Read more...] about 5 steps to confronting debt and getting ahead

Smart advice about starting your own business

You’re finally ready to take the plunge and start your company. But starting a business takes more than picking a name and putting up a Facebook page.Before you sell (or code) your first widget, you need a proper business structure. At both the federal and state government level, … [Read more...] about Smart advice about starting your own business

How to survive forced early retirement

When most workers plan for retirement, they expect to work until their full retirement age, which is 66 or 67 for people born after 1942, or even longer.But some workers find themselves out of a job at an age when it’s difficult to find another one – and at a time when they expected to be in … [Read more...] about How to survive forced early retirement

What to look for in a starter home

You’ve dreamed for years of buying your first home, and now it’s time. You’ve created Pinterest boards dotted with photos of beautiful home decor, watched all the episodes of HGTV’s “House Hunters” and spent hours trolling listings online. You know exactly what you want.But have you done … [Read more...] about What to look for in a starter home

How to improve your credit score on the cheap

Have you ever felt like you have to have money to have a good credit score but you can only have a good credit score if you have money? This guest post by Sa El, co-founder of CreditKnocks.com, can help you navigate the line between earning good credit and having it.According to a white paper by … [Read more...] about How to improve your credit score on the cheap

Equifax data breach settlement: how to file a claim

Equifax Inc. has agreed to pay a minimum of $575 million as part of a settlement with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and the 50 states as well as the territories of the United States. If you were affected, you can file for your share of the … [Read more...] about Equifax data breach settlement: how to file a claim

Used car shopping? Do your homework and avoid problems.

If you are in the market for a used car for yourself or a first car for your high-school or college student, you usually begin with a price range. But once you know how much you can spend, do your research on vehicle safety, average gas usage, and reliability. Here's a five-step plan to help you … [Read more...] about Used car shopping? Do your homework and avoid problems.

11 essential documents for unmarried couples

For 32 years, Stieg Larsson and Eva Gabrielsson shared a life and a home. She says she even helped the celebrated Swedish author research his best-selling trilogy of novels that started with "The Girl With the Dragon Tattoo." But because Larsson died in 2004 without a will, none of the profits … [Read more...] about 11 essential documents for unmarried couples

Avoid phone scams, plus some apps that might help

Since I’ve been working from home full-time, I can’t believe the number of unsolicited phone calls I get. I’m used to the e-mail spam, of course, but I had no idea that scammers would be working so hard to get a hold of my personal information, or flat out steal my money, via phone.After doing … [Read more...] about Avoid phone scams, plus some apps that might help

FSA vs. HSA: Which health-care tax savings is right for you?

It's open enrollment time in most workplaces, as well as for those who use the Affordable Care Act exchange, which means health care consumers are trying to make sense of the alphabet soup of the available benefits.One choice many face is how best to maximize the tax savings that come with some … [Read more...] about FSA vs. HSA: Which health-care tax savings is right for you?

Health Savings Accounts: the triple tax advantage

Health Savings Accounts (HSA) are great way to save for future medical expenses and to reduce your current taxes.As we all face increased out-of-pocket medical expenses, one method to prepare is to open an HSA, which is like an IRA but offers a triple tax advantage. Your contribution is … [Read more...] about Health Savings Accounts: the triple tax advantage

How to get the best new car deal

You are ready to buy your first car. You can see yourself, driving in that shiny red convertible, feeling the wind in your hair. You might even go look at one in the dealership. But then, reality hits. The payments for that glam roadster are more than your rent payment. So it's time to shop smart. … [Read more...] about How to get the best new car deal

Tips for donating your car to charity

Donating a car to charity requires almost as much research as buying one. These tips will ensure there’s a tax benefit for you and that you're donating to a legitimate group.Know what your car is worth. Your vehicle does not have the same value to a used car dealer and to a charity. Current … [Read more...] about Tips for donating your car to charity

Beware of automatic renewals

I once got a phone call offering me a six-month subscription to a publication. I took them up on the offer. When I got a renewal notice six months later, I ignored it because I didn’t want to continue the subscription.Tip No. 1: You can no longer afford to ignore subscription notices for print … [Read more...] about Beware of automatic renewals

Expert advice on teaching kids about money

Do you remember your dad asking: “Do you think money grows on trees?” or “Do you think I’m made of money?” Well, yes, as a matter of fact, we kind of did. If anything, that attitude is multiplied many times by today’s kids.The time to teach our children about money is when they’re young, so when … [Read more...] about Expert advice on teaching kids about money

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