Whether you're a twenty-something who has just gotten your first job or you've been out in the world of work for decades, here is how to start investing.First of all, good for you! The earlier you start saving, no matter how much it is, the more money you will have later. And if you're … [Read more...] about How to get started investing
Quick and easy budgeting on paper
Happy New Year! If you've been thinking about preparing and living on a budget this year following is how to get started immediately. With a little tracking (that can lead to some self-awareness) you can be on your way to achieving your financial goals in no time.Pen and paper v. Software and … [Read more...] about Quick and easy budgeting on paper
How to start your career and your financial life on the right foot
Congratulations, you've ready to start your real job. Welcome to the world of work. Following are some tips you should follow to help get your career and financial life off to a good start.Even though you've graduated you may not know exactly what you want to do or you think you do but once … [Read more...] about How to start your career and your financial life on the right foot
When to use credit cards and when to use debit cards
I'll start out by saying that I don't use debit cards but I do understand why some people do. It's linked to your bank account so in theory you can't spend more money than you have in your account. However, after extensive research, I know now why I've always avoided debit cards. The biggest … [Read more...] about When to use credit cards and when to use debit cards
What you need to know about energy-saving light bulbs
Recently, I discovered that I was down to one old-fashioned incandescent 60-watt light bulb. The day of reckoning had arrived. I was finally going to have to figure out the new energy-saving light bulbs.The standard Thomas Edison incandescent light bulb is extremely inefficient, wasting about … [Read more...] about What you need to know about energy-saving light bulbs
How the rich get rich — and stay rich
Recently, I was having a conversation with someone who commented on how appalled they were that a friend of ours, with a high-level and high-paying job, had recently purchased a very basic car. “How can he drive that cheap car when he has such a high-level job?! It just looks bad.” Huh?The … [Read more...] about How the rich get rich — and stay rich
Downsize your home and build wealth
For many years the mantra, when buying a home, was you should buy the biggest home you could afford. This may have made sense years ago when homes were a better long-term investment. Nowadays that mantra may just be self-serving advice from real-estate agents and mortgage brokers. The more you … [Read more...] about Downsize your home and build wealth