We all do it. We didn’t stop doing it when we became senior citizens. In fact, some of us do it up to three times a day, every day, in the privacy of our own homes, with the lights on. It’s a basic human need, after all. I’m talking about eating at home, of course.The cost of groceries can take … [Read more...] about Save on groceries with special ‘senior discount day’ offers
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Bike sharing for health & economy
Bicycles are ideal for trips that are too far to walk but too short to drive. They are are an environmentally friendly, economical and healthy way to get around town -- either your own town or a place you are visiting. Bike sharing is a way to reap the benefits without buying or maintaining a bike, … [Read more...] about Bike sharing for health & economy
Senior discounts (almost) everywhere
The phrase "senior citizen" seems so old, doesn't it? But it has its frugal advantages. A few weeks before you turn 50 years of age, you'll likely get an invitation to join AARP. Don't be insulted - be excited. By joining the organization you are eligible for discounts on everything from hotel … [Read more...] about Senior discounts (almost) everywhere
Make sure that daily deal is really a deal
We may earn a commission at no additional cost to you if you make a purchase using the links in this post. As an Amazon Associate, Living on the Cheap earns from qualifying purchases.
Daily deal websites such as Groupon are a popular resource of the frugal. Many consumers would never plan a restaurant trip or an evening of entertainment before first checking to see if there was a daily deal available, and for good reason. It’s easy to save 50% off everything from meals to Zumba … [Read more...] about Make sure that daily deal is really a deal
Is that bargain cruise really a bargain?
Cruises offer some of the best bargain vacations on the market today. But to make sure your cruise remains a true bargain, you have to be smart about “the spend.” Cruise lines, particularly those on the lower end of the market, can offer promotional prices that seem almost like giveaways. That’s … [Read more...] about Is that bargain cruise really a bargain?
Use your mug for discounts at Starbucks
Savor the Earth Day attitude with an every-day deal that is nice for the planet --- and the wallet. Patrons who supply their own mugs or travel tumblers receive 10 cents off beverage purchases at participating Starbucks shops. For coffee-loving regulars, the dimes add up. Even … [Read more...] about Use your mug for discounts at Starbucks
How to buy a house with 5% (or less) down payment
One hurdle many would-be home buyers face – or think they face — is the need to come up with a big chunk of cash to make a 20% down payment. The good news is that you don’t have to have 20% down, even in today’s tight credit environment, to buy a house.Buyers with good jobs and decent credit … [Read more...] about How to buy a house with 5% (or less) down payment
My purse has been stolen. Now what?
Quin Ryan was doing a good deed by driving her niece to daycare. Grabbing only the toddler and an umbrella, she entered the school, returning to her car in less than seven minutes to discover her driver-side window smashed and her purse, left on the seat, gone. Out of pocket: $2,500.Drugs, … [Read more...] about My purse has been stolen. Now what?
Will your heirs have to pay your debts? Maybe
The share of all household debt held by Americans in March 2017 rose $149 billion, reaching $12.73 trillion in debt, according to the newest release by the New York Federal Reserve. And a 2016 report by University of Michigan's Retirement Research Center found that nearly 32 percent of Americans … [Read more...] about Will your heirs have to pay your debts? Maybe
Regrow your own green onions in your kitchen
Green onions aren’t expensive to purchase in the grocery store, but they are one of those ingredients that I either forget to buy, or they go bad in the fridge before I remember to use them, which is definitely a waste of money. Green onions, also known as scallions, are great for flavor and garnish … [Read more...] about Regrow your own green onions in your kitchen
5 tips for getting your security deposit back
Move out of a rental, and you’re likely to have plans for the security deposit your landlord has been kindly holding for you. Make sure you get your hard-earned money returned when you vacate the premises by keeping the following five tips in mind.Pre-qualify your potential landlord. Before … [Read more...] about 5 tips for getting your security deposit back
How to create a retirement plan when you’re self-employed
Whether permanently or temporarily, by choice or by circumstance, many of us are self-employed these days. We're in this gig economy, where so many of us are making our own livings with our own small businesses. That's great. Except for one thing: People who are self-employed have to provide their … [Read more...] about How to create a retirement plan when you’re self-employed
Free, cheap and high-value ways to do your taxes
If you're looking to make this tax season easier than last year's, or if your financial circumstances have changed, we have a list of resources for you to consider.Online: Filing your taxes online is easy, and it may be free if your income is low enough and your financial situation has few … [Read more...] about Free, cheap and high-value ways to do your taxes
Five tips for a frugal French adventure
You may be under the impression that a two or three-week French getaway is only a possibility for the much (and appropriately) maligned One Percent.But what if it isn’t? What if you could affordably live la bonne vie for a fortnight or more for, say, $2,000 per person? Or less?Doable, … [Read more...] about Five tips for a frugal French adventure
Cheap, quick and easy homemade valentines
There’s something nostalgic about trading store-bought Valentines with cute pictures and candy-heart messages. They’re also cheap, and if that’s the way you want to go, we’re OK with that.But if you can’t find the “just-right” box of cards or you want to add a little personalization to your … [Read more...] about Cheap, quick and easy homemade valentines
