Recently, I spoke to a group of much younger women to let them in on my secret life lessons. You could certainly describe my life as a normal, middle-class American upbringing. Through the years, I've had perhaps an average number of ups and downs. But things have not turn out as planned.My … [Read more...] about Five simple life lessons for my younger self
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Best cloud storage for photos and music
If you’re like most Americans, you have hundreds of photos, videos and songs scattered among your cellphone, computer, tablet and whatever other devices you own.In recent years, cloud storage options have made it easier to share and organize your multimedia content. With your documents on the … [Read more...] about Best cloud storage for photos and music
Find free and low-cost mammograms in October
October is Breast Cancer Awareness Month, a good time to consider a mammogram. The National Breast Cancer Foundation recommends that all women over 40 get a mammogram every one to two years. If you have private insurance, Medicare or Medicaid, at least part of the cost of your mammogram should be … [Read more...] about Find free and low-cost mammograms in October
9 best apps to stay productive on the go
Smartphones are both a curse a blessing. While they may act as an electronic leash hooking us to our employer wherever we go, they can also turn downtime into productive time. I strongly believe that you should never kill time or waste time. Every minute is precious. If you are constantly on the … [Read more...] about 9 best apps to stay productive on the go
7 free education resources to help students get ahead
One secret to getting ahead is knowing that getting ahead takes work. We found several free and cheap education resources to make your journey easier. It might be easier for you if learning comes naturally to you or your family emphasizes education. But even if you are just "average," you can make … [Read more...] about 7 free education resources to help students get ahead
Make your own quick and easy convenience foods
No one can argue that convenience foods are a huge time-saver. When you’re in a rush to get dinner on the table, it’s tough to beat a pouch of flavored rice that cooks in 90 seconds to pair with some chicken nuggets or hamburger patties. A packet of flavored oatmeal makes a fast breakfast on a … [Read more...] about Make your own quick and easy convenience foods
The Coupon Insider: 3 golden rules for big savings
Super savers are often asked, "How did you do that?" The secret is that savers are flexible, organized and value money over time. But for many, "I just don't have time" is the excuse that prevents the everyday shopper from being truly committed to saving money at the grocery store. However, once you … [Read more...] about The Coupon Insider: 3 golden rules for big savings
The Coupon Insider: 4 steps to organize the task
As with any project, the more organized you are, the more successful you'll be. Such is especially true in the world of couponing, particularly if you expect to see any significant savings. Coupon clippers each have their own system and strategy, but we all have one important trait in common: Being … [Read more...] about The Coupon Insider: 4 steps to organize the task
The Coupon Insider: How to spot fake coupons
We’ve heard it before. If it’s too good to be true, it probably is. This is definitely true when it comes to coupons – especially those offering free goods. While it is possible to obtain coupons for free products, they’re not widely available. I’ve only received them through contacting a … [Read more...] about The Coupon Insider: How to spot fake coupons
How I got rid of ants and saved $790
Several years ago, a tree on our property became infested with ants. When the insects found their way into the house, we called an exterminator who offered to eradicate the ants for $800. Then we called our Cooperative Extension agent, who recommended a sugar and baking soda solution that cost less … [Read more...] about How I got rid of ants and saved $790
What happens to your online life when you die?
We don't like to talk about the end of our lives, but it's something that is important to plan for, both for ourselves and for those we leave behind.These days, estate planning includes not only who will inherit our worldly goods when we die, but also what will happen to our digital … [Read more...] about What happens to your online life when you die?
Why and how to make an estate plan, even if you’re not rich
Estate planning is only for old, rich people. Estate planning is scary. Estate planning is so easy you can do it yourself. Wrong. Wrong. And, so wrong, unless you want your family duking it out in front of Judge Judy.Simply put: An estate plan is a set of legal documents that allows you to … [Read more...] about Why and how to make an estate plan, even if you’re not rich
3 travel essentials that are worth spending on to save money
There’s the saying “sometimes you have to spend money to save money.” In my experience as a consumer travel strategist, I also believe sometimes you have to spend money to ultimately save money. Here are my three favorite must-haves that are worth the initial investment.Lite Gear Rolling Mobile … [Read more...] about 3 travel essentials that are worth spending on to save money
How to make money taking online surveys
Got an opinion on something? On everything? There are plenty of businesses that want to know what you think about anything from laundry detergent to television programs. Many are even willing to pay you for your time, if you participate in online market research surveys. But with hundreds of market … [Read more...] about How to make money taking online surveys
The Coupon Insider: Find secret stash of coupons
One of my best strategies for saving money is to whittle down my grocery bill with coupons. My goal is to save at least 75% every time I shop and have been successful most of the time. Once you get into the groove of using coupons, the trick is to know where to find more coupons.The most obvious … [Read more...] about The Coupon Insider: Find secret stash of coupons