Retirement plans are supposed to be simple, but they are more complex than we'd like. That sometimes makes them seem so impossibly complicated that the best thing is just to do nothing. Doing nothing is precisely the wrong thing to do; the complexity isn't nearly as complicated as it is sometimes … [Read more...] about Managing retirement plan rollovers
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What you need to know about energy-saving light bulbs
Recently, I discovered that I was down to one old-fashioned incandescent 60-watt light bulb. The day of reckoning had arrived. I was finally going to have to figure out the new energy-saving light bulbs.The standard Thomas Edison incandescent light bulb is extremely inefficient, wasting about … [Read more...] about What you need to know about energy-saving light bulbs
Taste top restaurants for less during restaurant weeks
For the cheapskate-gourmet, it’s better than Christmas: Restaurant Week, when some of the best — and priciest — tables offer a three-course prix fixe lunch.As a New Yorker, I look forward to this event each year, during which I can enjoy an all-star chef-prepared $25 lunch and/or a three-course … [Read more...] about Taste top restaurants for less during restaurant weeks
Which is cheaper? Cloth diapers vs. disposables
When people find out that we use cloth diapers, I get a few different reactions:“Gross! I would never want to wash dirty diapers” “Why? Disposables work so well. Don’t your utilities bills increase from the extra laundry?” “Cool. I wish I could use cloth diapers, but I don’t … [Read more...] about Which is cheaper? Cloth diapers vs. disposables
How to build a cheap cloth diaper stash
If you’re interested in using cloth diapers, the choices and up-front cost can be daunting. Prices vary greatly among styles and brands, but plenty of affordable ways can be found to purchase cloth diapers, especially if you plan ahead.When building your stash, aim for 20 to 24 … [Read more...] about How to build a cheap cloth diaper stash
5 tips to find the best local prices on clothing in 10 minutes or Less
While new technologies in virtual retail are allowing you to browse a store’s merchandise and see fashion catwalks in action, we all still have times when we just have to run to a local store and get something in person. Whether we are down to the wire with finding an outfit for an office party or … [Read more...] about 5 tips to find the best local prices on clothing in 10 minutes or Less
5 free things to do in Miami
When you see Miami on TV, you see glitz and glamour and celebrities and think everything there must be incredibly expensive. But the Miami of the locals, while still filled with waterfront views and sunlight, is much more affordable.Here are five free or cheap things to do in Miami:Go to the … [Read more...] about 5 free things to do in Miami
5 ways to cut bridesmaids’ costs (and keep them as your friends)
It's exciting when a friend asks you to be a bridesmaid at her wedding. But it's also expensive, starting with the fact that bridesmaids are expected to buy their own dresses. According to the Dessy Group, the average cost of a bridesmaid dress is $200, not including alterations — usually another … [Read more...] about 5 ways to cut bridesmaids’ costs (and keep them as your friends)
How the rich get rich — and stay rich
Recently, I was having a conversation with someone who commented on how appalled they were that a friend of ours, with a high-level and high-paying job, had recently purchased a very basic car. “How can he drive that cheap car when he has such a high-level job?! It just looks bad.” Huh?The … [Read more...] about How the rich get rich — and stay rich
Is it time to buy a house? 7 questions to ask
For many people, moving time means decision time: Do we buy a home or find a place to rent? This dilemma doesn’t just face young people starting out, but it also stumps established professionals relocating for a job and empty nesters who have sold the big family home.Corey Fick and his wife, … [Read more...] about Is it time to buy a house? 7 questions to ask
12 places to find free or low-cost job training
If you feel trapped in a job with limited potential or want to make sure you stay ahead in a career that pays a living wage, listed below are several ways that you can get job training. Many of these career education resources are free and some are low-cost.It’s worth noting that finding a job … [Read more...] about 12 places to find free or low-cost job training
Save money and give your kid a lunch he’ll eat
School days are here again, which means it's time for the annual conundrum: hot lunch or sack lunch? The problem with hot lunches is that a lot of kids don’t like them. School lunches often don’t cater to special needs, for example, if a child is a vegetarian or can’t tolerate gluten or … [Read more...] about Save money and give your kid a lunch he’ll eat
7 DIY projects to decorate baby’s nursery on a dime
Your baby’s nursery should be a calming retreat where you can bond and lull your little one to sleep, but that doesn’t mean it needs to cost a fortune. Save the money for items you’ll really need like diapers and wipes (although, the cloth options would help save there, too!).Once you decide on … [Read more...] about 7 DIY projects to decorate baby’s nursery on a dime
Downsize your home and build wealth
For many years the mantra, when buying a home, was you should buy the biggest home you could afford. This may have made sense years ago when homes were a better long-term investment. Nowadays that mantra may just be self-serving advice from real-estate agents and mortgage brokers. The more you … [Read more...] about Downsize your home and build wealth
How to get rid of your timeshare
In the glow of the vacation moment, it seems like a wonderful idea: Buy a timeshare so you can return every year to relive the wonderful experience again and again.But years later, when your life has changed and you no longer want to return to the same vacation spot, getting rid of that … [Read more...] about How to get rid of your timeshare
