This post is by Odysseas Papadimitriou, CEO of Card Hub.After all the pushing, shoving, coffee drinking and waiting in interminable lines on Black Friday to score savings and cross some items off your holiday shopping list, were you convinced to take a store up on its offer for 0% … [Read more...] about How to keep 0% financing from costing you big bucks
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How to get the best refinancing deal
If you're paying an interest rate of more than 5 percent, now may be the time to refinance your home mortgage.Although interest rates have risen slightly in the past few weeks, they are still at historic lows. The average rate for a 30-year, fixed-rate mortgage was 3.89 percent in the last week, … [Read more...] about How to get the best refinancing deal
Downsize your home and build wealth
For many years the mantra, when buying a home, was you should buy the biggest home you could afford. This may have made sense years ago when homes were a better long-term investment. Nowadays that mantra may just be self-serving advice from real-estate agents and mortgage brokers. The more you … [Read more...] about Downsize your home and build wealth
17 habits you can change to save money
Everyone wants to save money. It can be easier than you think. Here are 17 everyday habits you can change to stretch your hard-earned dollars. From the fridge to utilities to bill paying and even at work, revising even just a few of these habits could add up to significant savings.Seven food … [Read more...] about 17 habits you can change to save money
8 easy ways to improve your fiscal health
So the summer is half-over. The year is half-over. Time for a fiscal check-up. Just as you do with your annual physical, you need to determine whether your budget is healthy or if expenses are bleeding enough red ink to cause anemia. Are you shedding pounds of debt or are you over-stressed ? Will … [Read more...] about 8 easy ways to improve your fiscal health
How to boost your savings as you near retirement
Retirement may seem far away, but those who are closing in on it can tell you that it comes faster than you think. What you do in the last 10 years before you retire can make an enormous difference in how comfortable your retirement years will be."From 55 to 65, you've got time to really make a … [Read more...] about How to boost your savings as you near retirement
Should you get a home equity loan? It may depend on the reason
With home values rising, more Americans have equity in their homes. That has generated plenty of cheers from homeowners, and it’s also brought back the home equity line of credit as a popular option for the first time since before the Great Recession.Americans took out $23.4 billion in home … [Read more...] about Should you get a home equity loan? It may depend on the reason
4 traps to avoid with credit card rewards
I love credit-card rewards. They're fairly easy to earn and they can give your budget a nice boost. I personally use my rewards for fun things I want, such as vacations or a new big screen TV. However, you can easily get caught up in the rewards game and end up paying more money in interest and fees … [Read more...] about 4 traps to avoid with credit card rewards
Which type of rewards credit card is right for you?
Chances are you're confused with all of the different types of rewards credit cards out there today, especially if you're looking for your first card. No worries. These cards can be broken down into a few different categories.At least one of these types will fit your lifestyle perfectly. Let's … [Read more...] about Which type of rewards credit card is right for you?
When is it OK to take money from retirement accounts?
Money is really tight, and you’re struggling just to survive. Then you remember that you’ve got tens of thousands of dollars in your retirement accounts. Can’t you somehow access that cash? The short answer is yes. But should you? Probably not. “If they’re going to do so, they really should be … [Read more...] about When is it OK to take money from retirement accounts?
How to decide whether to get a home-equity loan
With home values rising, more Americans have equity in their homes. That has generated plenty of cheers from homeowners, and it has also brought back the home equity line of credit as a popular option for the first time since before the Great Recession.Americans took out $23.4 billion in home … [Read more...] about How to decide whether to get a home-equity loan
How to choose a travel rewards credit card
For years, I've had a credit card affiliated with Delta Airlines and been happy with it. Each year, I earned thousands of frequent flier miles and a free companion certificate (basically a FREE ticket). Plus, I could check one bag per person in my party for free when flying and received discounts on … [Read more...] about How to choose a travel rewards credit card
Considering a reverse mortgage? Ask these questions
The TV pitchmen make it sound like the easiest thing: Use your home equity to finance your retirement through a reverse mortgage, and stay in your home without ever making a payment. What they forget to mention is a reverse mortgage is not nearly that simple. While it is a great way for some older … [Read more...] about Considering a reverse mortgage? Ask these questions
18 ways to get free stuff
You don’t have to pay a cent to feel like a valued customer or boost your buying power. Getting freebies is as easy as going online, joining a loyalty program, or, in some cases, simply walking into a business and asking for a service. Here are some freebies you may have overlooked.Ease your … [Read more...] about 18 ways to get free stuff
How to organize an estate sale
An estate sale, estate auction or tag sale is an efficient way to break up a household. An estate liquidation company runs the sale in exchange for a percentage of the proceeds. Depending on the area of the country and the number of items in the house, the commission may range from 25% to 45% of … [Read more...] about How to organize an estate sale
