I often think of my grandfather around the holidays. Even though I didn't know him well, I find myself reflecting on his life when I look at a photo that shows him working on his farm. It’s a reverie that has become one of the best Christmas gifts he gave to me, without even knowing he had done … [Read more...] about The best Christmas gifts of all cost nothing
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How to use your coupon skills to help others
A few weeks ago, I bought 56 tubes of toothpaste, 43 cans of shaving cream and 35 bottles of liquid hand soap. Not that I need 56 tubes of toothpaste, 43 cans of shaving cream and 35 bottles of liquid hand soap, but my favorite local charity does. How much did I spend? Zero. Well, that's not exactly … [Read more...] about How to use your coupon skills to help others
Twice I got scammed buying discounted gift cards — here’s what I learned
I’m a sucker for buying discounted gift cards to retailers where I normally shop. An extra 18 percent off at Old Navy or 24 percent off at Michael’s in addition to their coupons and sales?Yes, please!Online marketplaces allow you to resell unwanted gift cards and get money you can spend … [Read more...] about Twice I got scammed buying discounted gift cards — here’s what I learned
How to protect yourself (or your parents) from scams against seniors
We've all heard the sad stories: A senior citizen was fleeced out of his home by an unscrupulous caregiver. A home repair worker turns out to be a thief who takes all the jewelry. A call announcing you've won a prize turns out to be a ploy to get you to empty your bank … [Read more...] about How to protect yourself (or your parents) from scams against seniors
How to pay for major home improvements
Do you want to improve your home? We all do. Your list may include renovating the kitchen, addding a deck, changing outdated light fixtures, building an addition, update the heating and cooling systems or other projects.All those things sound great but they cost home. Home improvements can be … [Read more...] about How to pay for major home improvements
Save money with healthy summer salads
They don’t call them “salad days” for nothing. Summertime is the best time to turn the bounty from your garden, farmer’s market or supermarket into a salad supper that will be light on your budget as well as your diet.Think about fresh baby lettuce, young green zucchini or yellow summer squash, … [Read more...] about Save money with healthy summer salads
7 money-saving tips for buying (and not losing) new luggage
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Summer means travel. Living On The Cheap is all about saving readers money and that includes travel. I’m a bit of a suitcase addict -- you should see my basement -- and every year attend to the Travel Goods Showcase to see what’s new.It’s all about FUNCTION, SAFETY, SIZE, and WEIGHT -- and … [Read more...] about 7 money-saving tips for buying (and not losing) new luggage
How to fly through airport security lines
With headlines screaming about long airport security lines, odds are you may have thought twice about taking that last-minute getaway or considered a road trip instead of a trip to Rome. Or maybe you have just landed after a long flight from an exotic destination and then cool your heels for hours … [Read more...] about How to fly through airport security lines
Six benefits of joining Amazon Student
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Attention, college students: Whether you're headed near or far to college this year, you're going to need "stuff." Join Amazon Student and get FREE two-day shipping for college students. The online shopping mecca is offering its Amazon Student program free for six months, so you … [Read more...] about Six benefits of joining Amazon Student
House-Hacking: Eliminate your housing expense using other people’s money
This blog post provides an overview of some concepts discussed at length in my new book, "Set for Life." The book walks full-time employees from little to no net worth to hundreds of thousands of dollars in after-tax wealth not including home equity and retirement accounts and towards early … [Read more...] about House-Hacking: Eliminate your housing expense using other people’s money
Where should you keep your emergency fund?
When you start paying attention to your finances, one of the first things you'll want to do is start an emergency fund. The idea behind the emergency fund — which should eventually be enough to pay for three to six months of living expenses — is that you should be able to use it … [Read more...] about Where should you keep your emergency fund?
The ultimate guide to protecting yourself from identity theft and financial fraud
If you’re like most people, you take care of most of your finances online these days. While you might have once been hesitant about online banking or typing in your credit card number to buy that sleek new laptop, now, you’ve probably come around to thinking nothing of depositing checks using your … [Read more...] about The ultimate guide to protecting yourself from identity theft and financial fraud
3 cheap, eco-friendly cleaning products for everything
You don’t need to buy a cupboard full of expensive cleaning products. Just three ingredients clean almost everything in your house. Using vinegar, baking soda and Borax, you can make your own all-purpose spray cleaner, cleanser, drain cleaner and disinfectant.Here’s our handy list … [Read more...] about 3 cheap, eco-friendly cleaning products for everything
7 stores to buy trendy fashion inexpensively
Keeping up with all of the latest fashion trends can make your head spin. The struggle is real for consumers trying to save a buck. Luckily, there are stores that allow shoppers the opportunity to stay up to date without having to completely deplete their bank accounts. Make the most of your … [Read more...] about 7 stores to buy trendy fashion inexpensively
Quick and easy budgeting on paper
Happy New Year! If you've been thinking about preparing and living on a budget this year following is how to get started immediately. With a little tracking (that can lead to some self-awareness) you can be on your way to achieving your financial goals in no time.Pen and paper v. Software and … [Read more...] about Quick and easy budgeting on paper
