Several factors come into play when calculating your credit score. According to FICO.com, your credit score is affected by five major elements, in this order of importance: payment history, amounts owed, length of credit history, new credit and types of credit used.That said, here are some … [Read more...] about 5 surprising things hurting your credit score
Credit
How to improve your credit score
If you’re in the market for a new house or a new car (or if you think you might be in the near future) you may want to take a look at your credit score. Bad credit scores can not only keep you from getting credit, but can raise your interest rates if you are able to secure a loan. If you don’t know … [Read more...] about How to improve your credit score
Credit or debit? What you should know about fraud
Banks push plastic, and how! Credit cards, debit cards and cash can all be used to buy things, but they have very different costs and benefits. The more you know, the less money you'll lose in fees and fraud charges.CardHub, a website that tracks the credit card industry, released its 2013 … [Read more...] about Credit or debit? What you should know about fraud