For years, I've had a credit card affiliated with Delta Airlines and been happy with it. Each year, I earned thousands of frequent flier miles and a free companion certificate (basically a FREE ticket). Plus, I could check one bag per person in my party for free when flying and received discounts on … [Read more...] about How to choose a travel rewards credit card
Credit Cards
How to maximize credit card rewards
When it comes to credit cards, if you’re pretty good at paying your bill on time and keeping your debt load manageable, you’re ahead of the game. But are you really getting the most from your perks and rewards programs? If the answer is no, you’re like most card users, says Matthew Goldman, CEO of … [Read more...] about How to maximize credit card rewards
How to handle money when traveling the world
I love to travel, and I’m fortunate that I’ve been able to do a lot of it. Over the years, I’ve learned a lot of things about how to handle money abroad. If your summer plans include travel to another country or two, these tips may help your trip be a little smoother – and a little less … [Read more...] about How to handle money when traveling the world
‘Pay later’ plans: The fine print may cost you thousands
Although the true tightwad saves up money before buying anything, that doesn't work for most of us all the time. Sometimes, a refrigerator breaks down before we have time to save for a new one, the couch of our dreams goes on sale two months before the bonus check arrives, or a retailer is offering … [Read more...] about ‘Pay later’ plans: The fine print may cost you thousands
5 surprising things hurting your credit score
Several factors come into play when calculating your credit score. According to FICO.com, your credit score is affected by five major elements, in this order of importance: payment history, amounts owed, length of credit history, new credit and types of credit used.That said, here are some … [Read more...] about 5 surprising things hurting your credit score
How to improve your credit score
If you’re in the market for a new house or a new car (or if you think you might be in the near future) you may want to take a look at your credit score. Bad credit scores can not only keep you from getting credit, but can raise your interest rates if you are able to secure a loan. If you don’t know … [Read more...] about How to improve your credit score
Credit or debit? What you should know about fraud
Banks push plastic, and how! Credit cards, debit cards and cash can all be used to buy things, but they have very different costs and benefits. The more you know, the less money you'll lose in fees and fraud charges.CardHub, a website that tracks the credit card industry, released its 2013 … [Read more...] about Credit or debit? What you should know about fraud
