With home values rising, more Americans have equity in their homes. That has generated plenty of cheers from homeowners, and it’s also brought back the home equity line of credit as a popular option for the first time since before the Great Recession.Americans took out $23.4 billion in home … [Read more...] about Should you get a home equity loan? It may depend on the reason
Home & Garden
How to pay off your mortgage early
The mortgage-burning party may have gone the way of the rotary phone, but that doesn’t mean Americans don’t own their homes free and clear anymore. In fact, about 34% of homeowners in the United States no longer have a mortgage, according to U.S. Census data.The stories of people who pay off … [Read more...] about How to pay off your mortgage early
14 tips to make your home sell faster
The peak spring home-buying season is approaching, and you're ready to sell your home, the quicker the better. How can you make it happen?First, of course, you want to make sure your home looks its best. “Curb appeal is everything,” says Michael Mahon, general manager of HER Realtors in … [Read more...] about 14 tips to make your home sell faster
How to find and hire a good contractor
For most homeowners, the hardest part of any home renovation project isn’t the work itself, it’s finding a competent and reliable contractor to do the job. Installing kitchen cabinets, knocking down a wall or retiling the bathroom is simple compared with the struggle of hiring a quality contractor … [Read more...] about How to find and hire a good contractor
How to decide whether to get a home-equity loan
With home values rising, more Americans have equity in their homes. That has generated plenty of cheers from homeowners, and it has also brought back the home equity line of credit as a popular option for the first time since before the Great Recession.Americans took out $23.4 billion in home … [Read more...] about How to decide whether to get a home-equity loan
When it pays to refinance your mortgage
Mortgage rates have been hovering near historic lows for five years. While the current average rate of 4.19% for a fixed, 30-year mortgage is not the lowest it has ever been – that was 3.35% in December 2012 – it’s still lower than at any time between 2010 and 1971, when Freddie Mac started keeping … [Read more...] about When it pays to refinance your mortgage
14 moves to get your home sold faster
The peak home buying season is over, but you still want to sell your house before the first snow falls. Even in a slow season, there are steps you can take to sell your home quickly. How can you make it happen?First, of course, you want to make sure your home looks its best. “Curb appeal is … [Read more...] about 14 moves to get your home sold faster
Considering a reverse mortgage? Ask these questions
The TV pitchmen make it sound like the easiest thing: Use your home equity to finance your retirement through a reverse mortgage, and stay in your home without ever making a payment. What they forget to mention is a reverse mortgage is not nearly that simple. While it is a great way for some older … [Read more...] about Considering a reverse mortgage? Ask these questions
How to choose the right place to retire
A generation ago, retirement was more defined. You had a last day of work, collected your gold watch and headed for a planned community in Florida or Arizona. But the baby boomer generation is heading into a much different kind of retirement. Modern technology has made it easier to move to another … [Read more...] about How to choose the right place to retire
How to save money on plumbing repairs
Leaking pipes won't just run up your water bill, but can result in hundreds or even thousands of dollars in water damage to floors, walls and ceilings. Fixing running toilets and dripping faucets can cut your water bills considerably. But, how do you know when to tackle repairs yourself and when to … [Read more...] about How to save money on plumbing repairs
Save money with your own home security system
If you have reviewed your household budget lately, you might have been amazed by how many recurring monthly charges have added up over the years. One that jumped out at me recently was the amount we spend for my home security system's alarm monitoring.ADT service starts at about $30 a month. … [Read more...] about Save money with your own home security system
Get tax savings with solar or wind energy systems
With today's available tax credits, this is a good time to install renewable energy upgrades, such as a solar power system, solar water heater, wind energy system (turbine) or geothermal heat pump. Through 2016, homeowners can take advantage of tax credits for residential systems. Additionally, … [Read more...] about Get tax savings with solar or wind energy systems
How to buy a foreclosure home
Just a few years ago, buying a foreclosed home was seen as a way to get a bargain. With a glut of foreclosures and few buyers perusing the market, lenders were willing to sell homes at a substantial discount just to get rid of them.Those days are gone. Buying a foreclosure can still be a good … [Read more...] about How to buy a foreclosure home
New book shares easy DIY home decor projects
Kelly McCants, a Virginia-based author, entrepreneur, blogger, seamstress and mother of two teenagers, has a new book out. It’s called At Home with Modern June: 27 Sewing Projects for Your Handmade Lifestyle. Modern June, in case you’re wondering, is McCants herself, who also wrote Sewing with … [Read more...] about New book shares easy DIY home decor projects
Emergency-proof your life with a bug-out bag
I am not sure if it is the ubiquity of news or the actuality of climate change, but it seems you cannot turn around today without hearing of a disaster striking. Hurricanes, tornadoes, tsunamis, even the upcoming zombie apocalypse are all calling for a single thing.Be prepared.I hate to go … [Read more...] about Emergency-proof your life with a bug-out bag
