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Jul 212012
 July 21, 2012  Posted by  Money

Did you know you’re entitled to a FREE copy of your credit report once a year? (For those wondering, it’s required by law through the Fair and Accurate Credit Transactions Act.) It’s one of the best ways to fight identity theft and know your credit history. Plus, many consumers find accounts once thought to be closed still open, so it’s an opportunity to do some “housecleaning.” is the official central site to help consumers obtain their FREE credit report, once every 12 months. The report includes information from each of the nationwide credit reporting companies: Equifax, Experian and TransUnion.

It’s quick and easy. You can review your report online within minutes. However, you can also request your report by phone or mail, but it may take up to 15 days to process your request. We know many readers are cautious when it comes to sharing such personal information online, and rightfully so. Therefore, we have personally vetted this site and assure you it’s safe, secure and legitimate.

Bryan Chavez

LOTC National Deals Editor Bryan K. Chavez carries his purple coupon binder with pride everywhere he goes because he knows it's as "good as gold." His deal-seeking skills are so sharp that he regularly saves upwards of 75% on his grocery receipts. One of his passions is helping others save money. When he's not clipping coupons or sniffing out the next great promotion, his professional background is in public relations & marketing for non-profit organizations. Bryan is an editor at Mile High On The Cheap.

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