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Rosie Wolf Williams was born into a thrifty family. One of five children, Rosie learned at an early age to save without being miserly. Having fun is important, too! She believes that everyone has the power to create the life they desire. She has written for print and online magazines including Woman's Day, U.S.A. Weekend, Costco Connection, Energy Times, AARP the Magazine, and Next Avenue. Her book, The Thought of You: The Art of Being Alive! is available on Amazon.