At every Living On The Cheap workshop, I quiz the audience members on the most valuable card in their wallet. Usually someone says their credit card or social security card. But we at LOTC know it's your library card. These days, libraries go far beyond just housing books and other reading material. … [Read more...] about Most valuable card in your wallet? You might be surprised
Once you hit retirement age, Social Security, Uncle Sam's retirement plan, can make your life a lot better. Here are three things you need to know to get the maximum benefit. Work under Social Security at least 35 years. Social Security is calculated based on the sum of your highest earnings … [Read more...] about 3 ways to maximize what you’ll get from Social Security
Sometimes buying an extended warranty protects your pocketbook and buys you peace of mind. Other times, the cash outlay isn’t worth the cost. What’s the scoop on extended warranties? Is buying an extended warranty worth the peace of mind -- or just another money trap? I can recall only once that … [Read more...] about Extended warranties: peace of mind or money trap?
Does absence make the heart grow fonder? Yes. Researchers have found that taking breaks from pleasurable activities makes us appreciate them more. I learned this the hard way when I split open and broke my big toe. For more than a year, I couldn’t get a pedicure. Finally healed, I treated myself. At … [Read more...] about Save money, enjoy life more
This post is by Zac Bissonnette. Excerpted from How To Be Richer, Smarter, and Better Looking Than Your Parents by Zac Bissonnette by arrangement with Portfolio Penguin, a member of Penguin Group (USA) Inc. Copyright © 2012 by Zac Bissonnette. I hate student loans. In fact, I hate student … [Read more...] about Why you should pay off student loans now
It's not a discussion many of us want to have with loved ones, but it is a necessary and important one. In the event of an unexpected illness or death, what happens to your finances? The American Institute of Economic Research (AIER), a nonprofit organization founded in 1933, wants to take the … [Read more...] about What happens next? Get free estate planning guide
I love shopping. I love making money, too -- so I have more money to shop with. So I guess it's only natural that I'm a part-time mystery shopper for several companies. I have found that you will not get rich as a mystery shopper, but it can be a nice second income, and you may even get some free … [Read more...] about How to make money as a mystery shopper