One of the more hotly debated issues in personal finance is whether you should pay off your mortgage early. As with most things, there is no one-size-fits-all answer. Here are a few questions to guide you: 1. Are you receiving a tax deduction? Although everyone assumes that they are getting a tax … [Read more...] about Should you pay off your mortgage?
Move out of a rental, and you’re likely to have plans for the security deposit your landlord has been kindly holding for you. Make sure you get your hard-earned money returned when you vacate the premises by keeping the following five tips in mind. Pre-qualify your potential landlord Before … [Read more...] about 5 tips for getting your security deposit back
Striking out on your own for the first time can be exciting, but sorting through hundreds of apartment listings to get a good deal is a daunting task. These simple rules can help you find your dream apartment at a bargain price. Have good credit. Bad credit can not only keep you from getting a … [Read more...] about How to get a good deal on your first apartment
Do you know what your homeowner's insurance policy covers should you file a claim in 2013? Yes, it's not exciting, but with more insurers are inserting provisions to shift risk and costs to homeowners, a careful read is more important than ever, say the experts at the Consumer Federation of America … [Read more...] about 7 little-known homeowner insurance traps
With interests rates still at record lows, many people are opting either to buy a first home or to purchase a new one. However there is more than price to factor into the cost of buying a new home, as I recently discovered when my husband and I became “home owners” this spring. We were just moving … [Read more...] about How to buy your first house
Emergencies and disasters like Superstorm Sandy bring out the best in us – and the worst. The Federal Trade Commission reminds us that scams and rip-offs often follow disasters. Fraudsters target disaster-affected areas, hoping to cash in on property owners’ insurance settlements and financial … [Read more...] about Beware of Hurricane Sandy home repair scams
The revelation that would-be home buyers on HGTV's popular "House Hunters" program may be looking at homes that aren't even for sale has caused a stir. You can read more about that in my post at MSN Real Estate. But even if "House Hunters" is, in part, fake, there are some real lessons home … [Read more...] about 6 real lessons from HGTV’s ‘House Hunters’