This post is by Catey Hill of Zillow.com. While many people fear negotiating with landlords, car dealers or salesmen, finding the courage to negotiate up front can save time, money and a lot of hassle down the road. For most people, housing is the largest monthly bill they pay, whether that’s … [Read more...] about 5 things renters should negotiate before signing a lease
Even before you begin shopping for a home, you will probably find yourself shopping for a mortgage. You know to compare interest rates and terms, but may not know it can be just as important to inquire about mortgage loan points. Mortgage points are a fee you as the borrower may be required — or … [Read more...] about 5 important fundamentals to understand about mortgage points
One of the more hotly debated issues in personal finance is whether you should pay off your mortgage early. As with most things, there is no one-size-fits-all answer. Here are a few questions to guide you: 1. Are you receiving a tax deduction? Although everyone assumes that they are getting a tax … [Read more...] about Should you pay off your mortgage?
Striking out on your own for the first time can be exciting, but sorting through hundreds of apartment listings to get a good deal is a daunting task. These simple rules can help you find your dream apartment at a bargain price. Have good credit. Bad credit can not only keep you from getting a … [Read more...] about How to get a good deal on your first apartment
Do you know what your homeowner's insurance policy covers should you file a claim in 2013? Yes, it's not exciting, but with more insurers are inserting provisions to shift risk and costs to homeowners, a careful read is more important than ever, say the experts at the Consumer Federation of America … [Read more...] about 7 little-known homeowner insurance traps
Emergencies and disasters like Superstorm Sandy bring out the best in us – and the worst. The Federal Trade Commission reminds us that scams and rip-offs often follow disasters. Fraudsters target disaster-affected areas, hoping to cash in on property owners’ insurance settlements and financial … [Read more...] about Beware of Hurricane Sandy home repair scams
The revelation that would-be home buyers on HGTV's popular "House Hunters" program may be looking at homes that aren't even for sale has caused a stir. You can read more about that in my post at MSN Real Estate. But even if "House Hunters" is, in part, fake, there are some real lessons home … [Read more...] about 6 real lessons from HGTV’s ‘House Hunters’