Admit it — you love shopping for clothes. You love going to the mall and browsing the racks of new skirts and shirts at stores like Gap, Banana Republic and Talbots. You spend evenings online, browsing the latest fashions. But you're not rolling in dough. How can you buy a lot of clothes with … [Read more...] about 10 ways to save money shopping for clothes
How to wipe out debt — this time, for good
Many people believe getting out of debt is all about math: spending less than you earn and paying the difference to your debt until it's gone. Jackie Beck, author of The Debt Myth, says that it takes more than just math to get out of debt. It's about changing your money habits and the way you view … [Read more...] about How to wipe out debt — this time, for good
How to budget with the envelope system
This post is by Eva Baker of Teens Got Cents.Have you bought a new pair of sunglasses lately? Sunglasses from one of those fancy sunglass shops start around $50 and go on up — way up. I've never been one to spend $150 on a pair of sunglasses. Truth is, I lose them. Drop them. Sit on them. … [Read more...] about How to budget with the envelope system
Virtual tours and other tools to check out colleges for free
This post is by Reyna Gobel of GraduationDebt.org.College visits are expensive. Flights, hotels and rental cars add up. It can cost more than $2,000 for a family to check out five schools for one child. Even local trips can easily cost $500 between gas, meals and hotels. While … [Read more...] about Virtual tours and other tools to check out colleges for free
6 easy ways to earn miles and points to travel for less
Ever since my college days, I’ve found ways to leverage frequent flier miles and hotel loyalty points and turn them into some pretty amazing — and super low-cost — vacations. I’ve given my family travel experiences that would otherwise be out of our reach. I’ve earned and redeemed miles for … [Read more...] about 6 easy ways to earn miles and points to travel for less
How we got out of debt by coloring
This guest post is by Heidi Ifland NashOur story is not unique in how it begins. We were very “normal”.We were the typical American couple, no budget, consuming all of our income each month, and using credit cards to buy and pay for the things we didn’t save up for.We weren’t … [Read more...] about How we got out of debt by coloring
5 steps to confronting debt and getting ahead
This post is by Greg Johnson of Club Thrifty.Debt sucks.It sucks up your paycheck. It sucks up your energy. Most important, it sucks up your options.In our new book, Zero Down Your Debt, my wife Holly and I explain how our debt was holding us back. It was destroying the power of our … [Read more...] about 5 steps to confronting debt and getting ahead
How to improve your credit score on the cheap
Have you ever felt like you have to have money to have a good credit score but you can only have a good credit score if you have money? This guest post by Sa El, co-founder of CreditKnocks.com, can help you navigate the line between earning good credit and having it.According to a white paper by … [Read more...] about How to improve your credit score on the cheap
How to be your own fashionista on the cheap
The following is a guest post by Marie Woodruff, author of How To Keep Your Wardrobe Updated.So you want to be your own stylish fashionista on the cheap, without breaking the bank? Living on the cheap you can be just that.The primary focus in keeping your wardrobe updated economically and … [Read more...] about How to be your own fashionista on the cheap
5 things renters should negotiate before signing a lease
This post is by Catey Hill of Zillow.com.While many people fear negotiating with landlords, car dealers or salesmen, finding the courage to negotiate up front can save time, money and a lot of hassle down the road. For most people, housing is the largest monthly bill they pay, whether that’s … [Read more...] about 5 things renters should negotiate before signing a lease
Love free stuff? Here’s your guide to becoming a freebie-finding machine
By Jen SmithThere’s only one thing I love more than saving money, and that’s getting free stuff. Who doesn’t love the feeling of having and something and not paying for it? Legally, of course.I can understand why most people don’t take the time to look for freebies. Most offers that promise … [Read more...] about Love free stuff? Here’s your guide to becoming a freebie-finding machine
How to keep 0% financing from costing you big bucks
This post is by Odysseas Papadimitriou, CEO of Card Hub.After all the pushing, shoving, coffee drinking and waiting in interminable lines on Black Friday to score savings and cross some items off your holiday shopping list, were you convinced to take a store up on its offer for 0% … [Read more...] about How to keep 0% financing from costing you big bucks
6 budget alternatives to a pricey hotel room
This post is by Cynthia J. Drake, author of Budget Travel for the Genius.Traveling on a budget doesn’t mean that you’re relegated to a fleabag motel that hasn’t seen a vacuum cleaner in years.On the contrary, with a bit of planning, you can be rewarded with some really unique experiences in … [Read more...] about 6 budget alternatives to a pricey hotel room
3 tips for repaying private student loans
By Reyna Gobel, Wise BreadRepaying private student loans can be confusing. Most of what you hear in the news applies to federal student loans. So where can private loan borrowers get information on repayment? From their lenders.Since private student loans are essentially bank loans, it’s up … [Read more...] about 3 tips for repaying private student loans
DIY plumbing projects that save you money
When you think about some of the most expensive home improvements and repairs, plumbing problems no doubt make the short list. After all, since the largest expense of a repair is labor and you likely have little to no plumbing knowledge, it follows that you are doomed to call in the experts and … [Read more...] about DIY plumbing projects that save you money