IFTTT is a web and smartphone app that is all about automating small tasks to save you time in your day-to-day life. IFTTT stands for “If This Then That,” and works just like it sounds. By creating a trigger and a follow-up action with one of the 367 supported services, you can automate everything … [Read more...] about Automate your digital life with IFTTT
I recently saw an interview with the Acting Director of the Social Security Administration (SSA) discussing retirement preparedness in the US. The statistics she gave were startling: For 61 percent of elderly beneficiaries, Social Security provides the majority (more than 50 percent) of their … [Read more...] about How much will I get from Social Security?
Whether you're a twenty-something who has just gotten your first job or you've been out in the world of work for decades, here is how to start investing. First of all, good for you! The earlier you start saving, no matter how much it is, the more money you will have later. And if you're … [Read more...] about How to get started investing
When was the last time you looked at your cable or satellite TV bill? When I looked at my bill a few years back, I was disgusted to be paying $70 each month to sit on the couch and zone out. I cut the cord in January 2011, nearly five years ago, and have since saved well over $4,000 that would … [Read more...] about The Ultimate Guide to Saving Money by Cutting Cable
It's a new year, and that means it's time to get your financial house in order. No matter what mistakes you made last year, you get a do-over this year. The beginning of the year is a great time to make changes that will boost your bottom line going forward. But before you can make a plan to save … [Read more...] about 14 ways to cut expenses this year
With the new year comes the desire to do better. Any time is a good time to improve our financial practices, and the sooner you start, the better results you'll get. If you're spending too much and saving too little, or if you don't even know where your money is going, this is a good time to … [Read more...] about 10 ways to get your financial life in order
Over the past year or so, I’ve made several changes to my spending habits that have significantly impacted my household budget — in a good way. I think they can do the same for yours. Give some of them a try. Definitely do not try them all at once — change happens little by litte. Tackle one … [Read more...] about 10 ways to change your spending habits and save money
This post is by Greg Johnson of Club Thrifty. Debt sucks. It sucks up your paycheck. It sucks up your energy. Most important, it sucks up your options. In our new book, Zero Down Your Debt, my wife Holly and I explain how our debt was holding us back. It was destroying the power of our … [Read more...] about 5 steps to confronting debt and getting ahead
I once had a friend who bragged about never paying interest because she shuffled her credit card balances around whenever she had a 0% balance transfer offer. What she didn't realize was that by not paying off the debt, she was actually wasting time (and money) since a balance transfer fee was … [Read more...] about Credit card balance transfers: When are they a good deal?
Happy New Year! If you've been thinking about preparing and living on a budget this year following is how to get started immediately. With a little tracking (that can lead to some self-awareness) you can be on your way to achieving your financial goals in no time. Pen and paper v. Software and … [Read more...] about Quick and easy budgeting on paper
Budgeting used to involve a paper, pen, and hours of work hunched over receipts and bank statements, but those days are long gone. Thanks to modern spreadsheet programs, you can make a do-it-yourself budget in just a few minutes. Whether you are new to personal finance management or a long-time … [Read more...] about Building your first budget: using a spreadsheet to conquer your spending
This post is by Eva Baker of Teens Got Cents. Have you bought a new pair of sunglasses lately? Sunglasses from one of those fancy sunglass shops start around $50 and go on up — way up. I've never been one to spend $150 on a pair of sunglasses. Truth is, I lose them. Drop them. Sit on them. … [Read more...] about How to budget with the envelope system