Your first day at a new job is a whirlwind experience. Between meeting new colleagues, learning your way around and the unavoidable lengthy training from HR, you have a lot to keep you busy.But buried somewhere in that big packet of benefits is information on your new 401(k) plan. Making the … [Read more...] about How to get started with your 401(k)
Hot Deals
9 frugal ways to get fit
Is your determination to lose weight or exercise more in conflict with your resolution to stick to a budget this year? Know that you can get healthy and save money at the same time, because there are plenty of cheap ways to get fit. You don't have to spend hundreds (or thousands) to join a gym or … [Read more...] about 9 frugal ways to get fit
Cheap, easy carpet cleaning solutions
If you have an active household, the celebrations, the pitter-patter of little feet and an animal or two can really take a toll on your clean carpets. Different types of cleaning solutions are needed to tackle different kinds of stains, from spilled wine and food to muddy shoes and dirty paws. But … [Read more...] about Cheap, easy carpet cleaning solutions
5 cheap ways to preserve food
This article is part of a Don't Throw It Out! series on how to preserve fresh foods and avoid food waste.If you are watching your grocery dollars (and who isn’t), here are our ideas for food preservation methods that don't require expensive equipment. Use any of these tips to preserve … [Read more...] about 5 cheap ways to preserve food
Sam’s Club membership: FREE after gift card
The Sam's Club membership deal is a real winner! Sign up now for a new Sam's Club membership and get a FREE $45 gift card at your local Sam's Club. (Hint: this is almost like getting a free Sam's Club membership!) Spend $45, get a $45 eGiftCard. Online only. Ends Jan 31, 2022 If you've been … [Read more...] about Sam’s Club membership: FREE after gift card
How to get a free credit report every year
Did you know you're entitled to a FREE credit report once a year?Know your numbers! It's one of the best ways to know your credit history and to monitor for any potential identity theft. Plus, many consumers find accounts that they thought were closed are still open, so it's an opportunity … [Read more...] about How to get a free credit report every year
Real men use coupons
As a human with an XY chromosome, I know there's definitely a stigma to men using coupons. I remember when I first started using coupons after college. I desperately needed to start paying off those credit cards I foolishly maxed out — mostly on bar tabs, concerts and much-too-expensive … [Read more...] about Real men use coupons
2 weeks left to get Affordable Care Act health insurance for 2021
Have you looked at getting health insurance under the Affordable Care Act in the past but decided it didn’t work for you? If so, it may be time to take another look at the health care program that’s also known as “Obamacare.” You have about two weeks to enroll and have insurance through … [Read more...] about 2 weeks left to get Affordable Care Act health insurance for 2021
How to leave college with less student loan debt
More than six in ten (62%) college seniors who graduated from public and private nonprofit colleges in 2019 had student loan debt and they owed an average of $28,950, according to an October 2020 report by The Institute for College Access and Success. But smart planning can help you graduate … [Read more...] about How to leave college with less student loan debt
Great places to find free e-books and audiobooks
E-books cost on average $7 each. That’s less than the cost of print books, but a two-book-per-week-habit can add up to around $60 per month. Ouch!We have a solution— FREE e-books. You may be pleasantly surprised at how many downloadable books are available for free, and we're not talking about … [Read more...] about Great places to find free e-books and audiobooks
Pet behavior help lines offer free tips and advice
You used to swoon when the kitties dived into the laundry as though it were their personal playground. And when the new puppy found the bag of dog food and helped himself, you took pictures. But as time goes on, the antics of your furry family members aren't quite as adorable.Perhaps your pooch … [Read more...] about Pet behavior help lines offer free tips and advice
How to pay for your next vacation with rewards points and miles
Summer Hull has taken her family to Hawaii, Walt Disney World, Paris, the Maldives and around the United States to visit relatives – all on airline and hotel rewards points."We literally have gone around the world," she says. "Our baby's not even 1 year, and she's been on a dozen miles and … [Read more...] about How to pay for your next vacation with rewards points and miles
Making dental care less painful for your budget
About 1 in 4 Americans go without dental coverage. For some it's just too expensive. Others believe dental insurance doesn't provide a great return on investment. But that tiny cavity can turn into serious health problems if left unattended. Yours truly has had so many root canals, one endodontist … [Read more...] about Making dental care less painful for your budget
How to avoid HOA battles that cost time, money and energy
If you buy a condominium, townhouse or single-family home in a newer development, you’re likely to become a member of a community association.More than 50 percent of American homeowners live in a community governed by a condo association, homeowners association or co-op board, according to … [Read more...] about How to avoid HOA battles that cost time, money and energy
Secrets to clothes shopping at Marshalls, Ross and T.J. Maxx
Do you have a closet full of nothing to wear, but can't spend a ton on a new wardrobe? It's time to head out to a discount department store, like T.J. Maxx, Marshalls and Ross. Bargain hunters can find name-brand clothing at these nationwide retailers, as well as shoes, accessories, health and … [Read more...] about Secrets to clothes shopping at Marshalls, Ross and T.J. Maxx