We've all heard the sad stories: A senior citizen was fleeced out of his home by an unscrupulous caregiver. A home repair worker turns out to be a thief who takes all the jewelry. A call announcing you've won a prize turns out to be a ploy to get you to empty your bank account. As fast as law … [Read more...] about How to protect yourself (or your parents and grandparents) from scams against seniors
When it comes time to sell your house, you have one burning question: What is my home worth? In recent years, a proliferation of online resources has emerged to provide you with an answer before you ever consult a human. But while consumers have access to more information than they could have … [Read more...] about 7 online tools to estimate home value, and why your estimate may be wrong
Summer Hull has taken her family to Hawaii, Walt Disney World, Paris, the Maldives and around the United States to visit relatives – all on airline and hotel rewards points. "We literally have gone around the world," she says. "Our baby's not even 1 year, and she's been on a dozen miles and point … [Read more...] about How to pay for your next vacation with rewards points and miles
Most people will need a mortgage to buy a home. That means that not only do you need to shop for a home, you need to shop for a home loan. But a survey of 2013 borrowers by the U.S. Consumer Financial Protection Bureau found that almost half of borrowers didn’t shop around before settling on a … [Read more...] about How to get the best deal on a mortgage
As the baby boomers get older, they face an important question: Who is going to take care of them when they can no longer care for themselves? About 13 percent of Americans try to answer this question by buying long-term care insurance, which is a fraction of those who will need help. Yet issues … [Read more...] about Should you buy longterm care insurance?
When Grayson Bell moved into a new home in Raleigh, North Carolina, he planned to replace his 27-year-old water heater. The founder of personal finance blog DebtRoundup.com, Bell thought he could save money by installing a tankless water heater. But after consulting more than a dozen plumbers, he … [Read more...] about How to choose a water heater: conventional or tankless?
Technology has made drastic changes in how Americans shop for real estate. You can see all the homes for sale in a neighborhood with the click of a mouse, and information about nearby home sale prices is easily available. But little has changed in the way real estate is actually bought and sold. … [Read more...] about New ways to sell your home without an agent
The idea of saving hundreds, or maybe even thousands, of dollars when making home repairs is enticing. Surely you can repair those cracks in the wall, right? Or caulk around the bathtub. Or install a new toilet. Or change a light fixture. Or, emboldened by the seeming ease of repairs on home … [Read more...] about 11 tips to avoid DIY home repair disasters
You’ve decided to sell your home, and you want to get top dollar for it. And you’ve seen TV shows where homeowners spend thousands of dollars staging their homes for sale, but there’s an important detail to consider: You don’t have thousands and thousands to spend. The good news is there are many … [Read more...] about 10 cheap ways to stage your home for sale
If you think bank fees are getting higher and more numerous, you're right. A study by WalletHub of 35 large banks found that the average consumer checking account has 25 different fees, and the average customer pays about $470 in fees every year. "Bank fees are getting more expensive, and they're … [Read more...] about How to avoid pesky bank fees
When you think of spring cleaning, things like scrubbing floors, sprucing up cabinets and straightening closets come to mind. But spring is also a good time to perform routine home maintenance. Ignore these crucial home upkeep tasks at your peril. Fail to clean the gutters, for example, and you … [Read more...] about 12 home maintenance chores you should do now
Many Americans fear they’ll never be able to retire, but there are those who are able to retire early, saying goodbye to the rat race before they hit 60 and pursuing their true passion. For many, that passion includes continuing to work, but at their own pace and doing something they truly … [Read more...] about Early retirement: How 3 people did it