This holiday season save money and go green when you make your own gift bags out of newspaper. Better yet, while school is out, keep your children busy with this simple craft that has your wrapping in the bag. To make your own small gift bag (5 inches tall), you'll need a few items that are … [Read more...] about Make your own easy holiday gift bags
As a traditional part of decorating for the holidays, we adorn our walls and doors with pine wreaths and garlands. The stores are full of wreaths with sensors that start music for passersby, simple plastic-pine wreaths embellished with bells and bows, and natural pine garland wreaths that fill the … [Read more...] about Make your own easy holiday wreath
Don’t let the rising cost of lettuce keep you from eating salad. Grow your own lettuce and save money. Lettuce is easy to grow, takes up little space and is quick to mature. Get your children involved, and they might eat more salad, too. I’ve had the best luck with leafy lettuce varieties. Here’s … [Read more...] about Grow lettuce and save money on salad
In a world where snappy marketing tugs at us from every screen, and even free cellphone apps support themselves with distracting advertisements, it's easy to get caught up in gift giving and spend more money than you can afford. Valentine's Day, with its blatant message, can feel fraught with … [Read more...] about 6 free ways to say ‘I love you’ on Valentine’s Day
Why reinvent the wheel? Winning strategies from one area of your life can often work in another. That's why effective communication aids all sorts of relationships, and efficiency tips for quick cleaning also work for other tasks. Spend and save wisely with these eight proven techniques borrowed … [Read more...] about 8 ways to keep your budget on a diet
For many of us, the idea of living on a budget conjures up ideas of being strapped in, chained down and forced to give up on things we want. But managing your money can give you a sense of security, set you free from worry and guilt and help you meet important goals. You don't have to spend a lot of … [Read more...] about How to create a simple monthly budget
Backyard chicken keeping is sweeping the nation, but is it really cheaper to keep your own chickens for eggs? Unfortunately, there’s no hard-boiled answer. Consider a few facts from an experienced keeper to help you decide. First, do you care what sort of eggs you eat? If you always buy the … [Read more...] about Does keeping chickens save money on eggs?
Not all habits are bad in themselves, but they can be bad if they cost you money. Take a look at the habits that cost you money. Here are four money-saving New Year's resolutions. Quit Smoking. Quit smoking this year and you could save thousands of dollars. A pack of cigarettes costs $4 to $10 or … [Read more...] about 4 resolutions to make you wealthier and healthier
Sometimes buying an extended warranty protects your pocketbook and buys you peace of mind. Other times, the cash outlay isn’t worth the cost. What’s the scoop on extended warranties? Is buying an extended warranty worth the peace of mind -- or just another money trap? I can recall only once that … [Read more...] about Extended warranties: peace of mind or money trap?
Does absence make the heart grow fonder? Yes. Researchers have found that taking breaks from pleasurable activities makes us appreciate them more. I learned this the hard way when I split open and broke my big toe. For more than a year, I couldn’t get a pedicure. Finally healed, I treated myself. At … [Read more...] about Save money, enjoy life more
Once, an impulse buy was a candy bar at the supermarket checkout. Now, with TV shopping channels and easy Internet shopping, big-ticket items can be an impulse buy, too. Credit cards make impulse buys of big-ticket items even easier, and nowadays, we’re inundated with retail opportunities that set … [Read more...] about Train yourself to say ‘no’ to impulse buys