Are you wasting your money?Too many of us get to the end of the month, look at our dwindling bank account balances and wonder where all the money went. If you were to go back and really look at where all that money is going, you might find that you're wasting it rather than using is … [Read more...] about 6 things you’re wasting money on — and how to stop
How to negotiate a lower credit card interest rate
Trying to pay down debt? One thing holding you back is likely the interest you pay on your credit cards. The high rate of interest means that a large portion of your payment goes straight into someone else's pocket, rather than going toward debt reduction.If you want to speed up the debt … [Read more...] about How to negotiate a lower credit card interest rate
Where should you keep your emergency fund?
When you start paying attention to your finances, one of the first things you'll want to do is start an emergency fund. The idea behind the emergency fund — which should eventually be enough to pay for three to six months of living expenses — is that you should be able to use it … [Read more...] about Where should you keep your emergency fund?
How to find extra money to invest this year
For many, investing is scary. Memories of the financial crisis and stock market crash of 2008 and 2009 and the tech bubble burst in the early 2000s scare many consumers away. On top of that, the myth that you need a substantial amount of capital to start investing persists. With worries … [Read more...] about How to find extra money to invest this year